5099 Rowan Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5099 Rowan Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,379 sqft · built 2017
Lot Size	0.067 acres (2,915 sqft)
Owner	2 Company Names on Record
Last Sale	$1,161,000 (Sep 2017)
Tax Bill	$17,138 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222-750-026-7`

Property Details

APN / Parcel Number

Primary APN	`222-750-026-7`
Alternative APN	`222-750-026`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,379 sqft Living Area
1st Floor Area	787 sqft
2nd Floor Area	1,592 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Cluster
Lot Area	2,915 sqft (0.067 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5099 ROWAN DR
City	SAN RAMON
State	CA
Zip	94582-5879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9302 L74
Legal Subdivision	GALE RANCH SUB 9302
Legal Tract	9302
Legal Lot Number	74
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3014
Census Tract	355115

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5099 ROWAN DR, SAN RAMON, CA 94582-5879
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 9, 2022	Intrafamily Transfer, Transfer
Sep 21, 2017	Grant Deed, Subdivision Related Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	2017173054
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5099 ROWAN DR, SAN RAMON, CA 94582-5879
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5099 ROWAN DR, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000244096
Date	Oct 21, 2020
Instrument	2020-244096

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 9, 2022
Property Address	5099 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000124057
Map Reference	MB 524 PG 45-51
Instrument Date	May 25, 2022
Instrument	2022-124057
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5099 ROWAN DR, SAN RAMON, CA 94582-5879

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 21, 2017
Property Address	5099 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000173054
Map Reference	MAP524 PG45-51
Instrument Date	Aug 9, 2017
Instrument	2017-173054
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5099 ROWAN DR, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000173055
Date	Sep 21, 2017
Instrument	2017-173055

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

Mortgage

Document Number	0000173056
Date	Sep 21, 2017
Instrument	2017-173056

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,308,555 (+2%) Land $754,378 Building $554,177
2025	$17,138.00 (+4.13%)	$1,282,898 (+4.04%) Land $739,587 Building $543,311
2023	$16,458.00 (+1.35%)	$1,233,083 Land $710,869 Building $522,214
2022	$16,239.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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