433 W Front St, Findlay, OH 45840 Property Records

Hancock County property record for 433 W Front St, Findlay, OH 45840

Property Summary

Property TypeCommercial
Details1,008 sqft · built 2004
Lot Size0.193 acres (8,398 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Jul 2012)
Tax Bill$525 (2025)
Deeds & MortgagesOct 2022 Sale
Flood ZoneZone X (minimal risk)
APN1010-134-18-001.000

Property Details

APN / Parcel Number

Primary APN1010-134-18-001.000
Alternative APN
  • 600001008709

Interior

Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area1,008 sqft Living Area
FlooringConcrete/Cement
ElevatorElevator

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,398 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address433 W FRONT ST
CityFINDLAY
StateOH
Zip45840-3413
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionVANCE ADD LOT 641-642
Legal SubdivisionVANCE ADD
Legal Lot Number641-642
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1036
Census Tract901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Findlay Downtown Historic District
listed 1985 · 263 contributing resources · NRIS 85000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address433 W FRONT ST, FINDLAY, OH 45840-3413
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2012 · Amount on Record
Deed SaleJul 19, 2012 · Amount on Record
Deed Document Number20127496
Deed Book / Page2423 / 372
Record UpdatedSep 20, 2026

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHANCOCK OH
Recording DateOct 25, 2022
Property Address433 W FRONT ST, FINDLAY, OH 45840-3413
Document Number02598/4829
Book / Page2598 / 4829
Instrument DateOct 17, 2022
Instrument202200009578
Transaction TypeTransfer
Record UpdatedNov 2, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 W FRONT ST, FINDLAY, OH 45840-3413

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$525.00 (+3.35%)$9,710 (+7.29%) Land $5,020 Building $4,690$27,760 (+7.31%) Land $14,350 Building $13,410
2023$508.00$9,050 Land $4,360 Building $4,690
2022$25,870 Land $12,460 Building $13,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims10 (2007–2017)
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

Nearby Properties on W Front St

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