McIntosh County property record for 510 SW 2nd St, Checotah, OK 74426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,428 sqft · built 1930 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Jul 2017) |
| Tax Bill | $408 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2020 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 460026333 |
| Primary APN | 460026333 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| 2nd Floor Area | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,204 sqft (0.372 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 744 sqft |
| Shed | 1 Shed |
| Shed Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 460026333 |
|---|---|
| Street Address | 510 SW 2ND ST |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-4622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N2 LOT 5 ALL LOT 6 S11.6' LOT 7 LESS P/O LOT 7 BEG NW/C S'LY 53.4' POB E'LY 150' S'LY 2.4' W'LY 150' N'LY 4.7' TO POB BLK 98 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 32 |
| Legal Subdivision | CHECOTAH |
| Legal Block | 98 |
| Legal Lot Number | 5-7 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 779700 |
510 SW 2nd St is owned and occupied by an individual who acquired it in February 2020.
Source: McIntosh County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 SW 2ND ST, CHECOTAH, OK 74426-4622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES NATIONAL BANK |
| Jan 13, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES NATIONAL BANK |
| Feb 10, 2020 | Intrafamily Transfer, Transfer |
| Jul 27, 2017 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on File |
| Deed Sale | Jul 27, 2017 · Amount on File |
| Prior Sale | Jul 15, 2003 · Amount on File |
| Deed Document Number | 20173080 |
| Deed Book / Page | 1008 / 704 |
| Last Transfer Date | Feb 10, 2020 |
| Transfer Doc | 001080/194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Sep 17, 2026 |
| Property Address | 510 SW 2ND ST, CHECOTAH, OK 74426-4622 |
| Document Number | 0000004420 |
| Book / Page | 1275 / 736 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20264420 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 510 SW 2ND ST, CHECOTAH, OK 74426-4622 |
| Document Number | 0000004420, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 1275/736 |
| Instrument | 20264420 |
| Name | ARVEST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 3, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 510 SW 2ND ST, CHECOTAH, OK 74426-4622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1080/703 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 1080/703 |
| Instrument | 2020-000761 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHECOTAH, OK 74426 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Apr 14, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 510 SW 2ND ST, CHECOTAH, OK 74426-4622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1078/611 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 1078/611 |
| Instrument | 2020-000221 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHECOTAH, OK 74426 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 9, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Feb 10, 2020 |
| Property Address | 510 SW 2ND ST, CHECOTAH, OK 74426-4622 |
| Document Number | 001080/194 |
| Book / Page | 1080 / 194 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 2020-000569 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 SW 2ND ST, CHECOTAH, OK 74426-4622 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Jul 27, 2017 |
| Property Address | 510 SW 2ND ST, CHECOTAH, OK 74426-4622 |
| Document Number | 001008/704 |
| Book / Page | 1008 / 704 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 2017-003080 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417892 EAST 1080 RD, CHICAGO, OK |
| Document Number | 2017003081 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017-003081 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Sep 24, 2022 |
The 2025 property tax bill for 510 SW 2nd St was $408, down 0.2% from the year before.
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Municipality | Checotah City |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,856 (+4.99%) Land $970 Building $3,886 | $44,151 (-56.35%) Land $8,820 Building $35,331 | |
| 2025 | $408.00 (-0.24%) | $4,625 (-) Land $924 Building $3,701 | $101,152 (+23.95%) Land $24,096 Building $77,056 |
| 2024 | $409.00 (+14.57%) | $4,625 (+10.22%) Land $920 Building $3,705 | $81,607 (+4.42%) Land $15,592 Building $66,015 |
| 2023 | $357.00 | $4,196 Land $842 Building $3,354 | $78,151 Land $15,592 Building $62,559 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 510 SW 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 510 SW 2nd St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 90% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cross Wireless Fiber | 1,000 / 500 |
| Vyve Broadband Cable | 1,000 / 50 |
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