412 SW 2nd St, Checotah, OK 74426 Property Records

McIntosh County property record for 412 SW 2nd St, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1940
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Jul 2017)
Tax Bill	$653 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460026313`

Property Details

APN / Parcel Number

Primary APN	`460026313`
Alternative APN	`2001-00-095-004-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,413 sqft (0.262 acres)
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	460026313
Street Address	412 SW 2ND ST
City	CHECOTAH
State	OK
Zip	74426-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 95 OT-CHECOTAH 699/01 700/727 769/538 833/635 956/55 956/56 956/57 992/820-21 1008/431
Legal Range	17E
Legal Township	12N
Legal Section	32
Legal Subdivision	CHECOTAH
Legal Block	95
Legal Lot Number	4
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	4
Census Block	4046
Census Tract	779700

Owner

412 SW 2nd St is owned and occupied by an individual who bought it in July 2017.

Source: McIntosh County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	412 SW 2ND ST, CHECOTAH, OK 74426-4604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2017 · Amount on File
Deed Sale	Jul 19, 2017 · Amount on File
Prior Sale	Oct 13, 2016 · Amount on File
Deed Document Number	20173002
Deed Book / Page	1008 / 431
Record Updated	Oct 29, 2026

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Jul 19, 2017
Property Address	412 SW 2ND ST, CHECOTAH, OK 74426-4604
Document Number	001008/431
Book / Page	1008 / 431
Instrument Date	Jul 13, 2017
Instrument	2017-003002
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SW 2ND ST, CHECOTAH, OK 74426-4604

Mortgage

Document Number	2017003003
Date	Jul 19, 2017
Instrument	2017-003003

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 412 SW 2nd St was $653 with a homeowner's exemption.

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,638 (+2.99%) Land $891 Building $7,747	$78,533 (-18.13%) Land $8,103 Building $70,430
2025	$653.00 Homeowner's exemption	$8,387 (-) Land $865 Building $7,522	$95,920 (+12.81%) Land $17,001 Building $78,919
2024	$653.00 (+11.24%) Homeowner's exemption	$8,387 (+6.08%) Land $915 Building $7,472	$85,025 (+7.37%) Land $11,001 Building $74,024
2023	$587.00 Homeowner's exemption	$7,906 Land $768 Building $7,138	$79,188 Land $11,001 Building $68,187

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 SW 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 SW 2nd St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50