Rowan County property record for 510 S Rowan Ave, Spencer, NC 28159
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,236 sqft · built 1982 |
| Lot Size | 0.17 acres (7,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,000 (Jul 2022) |
| Tax Bill | $1,929 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jun 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032 029 |
| Primary APN | 032 029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 1,236 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,250 sqft (0.17 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 228 sqft |
| Storage Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 510 S ROWAN AVE |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6:TWO FAM |
| Legal Description | L 7 BLK 24 A.B. ANDREWS JR. |
| Legal Subdivision | A B ANDREWS JR |
| Legal Block | 24 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 50700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
510 S Rowan Ave is owned and occupied by an individual who bought it in July 2022.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 S ROWAN AVE, SPENCER, NC 28159-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 20, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 28, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2022 · Amount on File |
| Deed Sale | Jul 7, 2022 · Amount on File |
| Prior Sale | Jun 20, 2019 · Amount on File |
| Deed Book / Page | 1405 / 617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 7, 2022 |
| Property Address | 510 S ROWAN AVE, SPENCER, NC 28159-2142 |
| Document Number | 0014050617 |
| Book / Page | 1405 / 617 |
| Map Reference | MB 9995 PG 42 |
| Instrument Date | Jul 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $498.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19026 PENINSULA POINT DR, 19026, CORNELIUS, NC 28031-7600 |
| Name | Verified Name |
|---|---|
| Address | 510 S ROWAN AVE, SPENCER, NC 28159-2142 |
| Document Number | 0001405618 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 1405/618 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 20, 2019 |
| Property Address | 510 S ROWAN AVE, SPENCER, NC 28159-2142 |
| Document Number | 0013290619 |
| Book / Page | 001329 / 000619 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $30.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19026 PENINSULA POINT DR CORNELIUS NC 280317600, CORNELIUS, NC 28031-7600 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 28, 2017 |
| Property Address | 510 S ROWAN AVE, SPENCER, NC 28159-2142 |
| Document Number | 0012890043 |
| Book / Page | 001289 / 000043 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $6.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 S SPENCER AVE SPENCER NC 281592163, SPENCER, NC 28159-2163 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 28, 2017 |
| Property Address | 510 S ROWAN AVE, SPENCER, NC 28159-2142 |
| Document Number | 0012890074 |
| Book / Page | 001289 / 000074 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $6.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 S SPENCER AVE SPENCER NC 281592163, SPENCER, NC 28159-2163 |
The 2026 property tax bill for 510 S Rowan Ave was $1,929.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,929.00 | $170,745 Land $18,000 Building $152,745 | $170,745 Land $18,000 Building $152,745 |
| 2023 | $1,929.00 | $170,745 Land $18,000 Building $152,745 | $170,745 Land $18,000 Building $152,745 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 S Rowan Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 510 S Rowan Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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