504 S Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 504 S Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,121 sqft · built 1913
Lot Size	0.17 acres (7,250 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Jul 2025)
Tax Bill	$1,460 (2026)
Deeds & Mortgages	May 2019 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 026`

Property Details

APN / Parcel Number

Primary APN	`032 026`
Alternative APN	`6343912`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,121 sqft Living Area
1st Floor Area	1,121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	7,250 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	394 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	504 S ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L 10 BLK 24 A.B. ANDREWS JR.
Legal Subdivision	A B ANDREWS JR
Legal Block	24
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4028
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	161 WOOD COVE DR, MOUNT AIRY, NC 27030-6882
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 12, 2017	Warranty Deed, Transfer BRADLEY S & TRACI M WILLIAMS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Book / Page	1465 / 859
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	504 S ROWAN AVE, SPENCER, NC 28159-2142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013280490
Date	May 30, 2019
Book Page	1328/0490

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 12, 2017
Property Address	504 S ROWAN AVE, SPENCER, NC 28159-2142
Document Number	0012910305
Book / Page	001291 / 000305
Instrument Date	Jun 12, 2017
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 S ROWAN AVE SPENCER NC 281592142, SPENCER, NC 28159-2142

Mortgage

Document Number	12910306
Date	Jun 12, 2017
Book Page	001291/000306

Lender

Name	BRADLEY S & TRACI M WILLIAMS
Address	232 RICHMOND RD, SALISBURY, NC 28144-2850

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,460.00	$129,274 (-) Land $18,000 Building $111,274	$129,274 (-) Land $18,000 Building $111,274
2023	$1,460.00	$129,274 Land $18,000 Building $111,274	$129,274 Land $18,000 Building $111,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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