510 S James St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 510 S James St, Rome, NY 13440

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,924 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$24,000 (May 1997)
Tax Bill	$1,870 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 242.065-1-33`

Property Details

APN / Parcel Number

Primary APN	`301301 242.065-1-33`
Alternative APNs	`130124206500010330000000` `301301 242.065-0001-033` `21088 03`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,924 sqft Total Area
1st Floor Area	1,165 sqft
2nd Floor Area	551 sqft
Upper Floors Area	208 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Width	37 ft Width
Garage Type	Detached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21088 03
Street Address	510 S JAMES ST
City	ROME
State	NY
Zip	13440-6631
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	W
Legal Description	HGL 37X150
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1030
Census Tract	21900

Owner

510 S James St, a duplex, is owned by a company that bought it in May 1997.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	504 N GEORGE ST, ROME, NY 13440-4161
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 1997 · Amount on File
Deed Sale	May 15, 1997 · Amount on File
Deed Book / Page	2777 / 686
Record Updated	Oct 29, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONEIDA NY
Recording Date	May 23, 2019
Property Address	510 S JAMES ST, ROME, NY 13440-6631
Document Number	0000006245
Instrument Date	May 22, 2019
Instrument	6245
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,094.80
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 N WASHINGTON ST ROME NY 134405108, ROME, NY 13440-5108

Mortgage

Document Number	6246
Date	May 23, 2019
Instrument	6246

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 510 S James St was $1,870.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,870.00
2025		$39,800 Land $5,900 Building $33,900	$93,647 Land $13,882 Building $79,765
2023		$39,800 (-) Land $5,900 Building $33,900	$87,704 (+17.92%) Land $13,001 Building $74,703
2022	$4,158.00	$39,800 Land $5,900 Building $33,900	$74,379 Land $11,026 Building $63,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 S James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 S James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20