Oneida County and Rome City property record for 506 S James St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,330 sqft · built 1937 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $30,000 (Feb 1997) |
| Tax Bill | $531 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.065-1-32 |
| Primary APN | 301301 242.065-1-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Upper Floors Area | 418 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Width | 32 ft Width |
| Garage Type | Detached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 112 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21087 03 |
|---|---|
| Street Address | 506 S JAMES ST |
| City | ROME |
| State | NY |
| Zip | 13440-6631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | W |
| Legal Description | HL&3S GAR 32X150 |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21900 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 506 S JAMES ST, ROME, NY 13440-6631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit AMERICU CU |
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 1997 · Amount on Record |
| Deed Sale | Feb 20, 1997 · Amount on Record |
| Deed Book / Page | 2769 / 537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Aug 21, 2026 |
| Property Address | 506 S JAMES ST, ROME, NY 13440-6631 |
| Document Number | 0000011145 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202611145 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 506 S JAMES ST, ROME, NY 13440-6631 |
| Document Number | 0000011145, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202611145 |
| Name | LOANDEPOT.COM LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 506 S JAMES ST, ROME, NY 13440-6631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013540 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-013540 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 506 S JAMES ST, ROME, NY 13440-6631 |
| Document Number | 0000008790 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 506 S JAMES ST ROME NY 134406631, ROME, NY 13440-6631 |
| Document Number | 0000008790 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 8790 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 16, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $42,600 (-) Land $5,600 Building $37,000 | $100,235 (+6.78%) Land $13,176 Building $87,059 | |
| 2023 | $42,600 (-) Land $5,600 Building $37,000 | $93,874 (+17.92%) Land $12,340 Building $81,534 | |
| 2022 | $1,876.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $42,600 Land $5,600 Building $37,000 | $79,611 Land $10,465 Building $69,146 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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