502 Oak St, Inverness, FL 34452 Property Records

Citrus County property record for 502 Oak St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1973
Lot Size	0.441 acres (19,200 sqft)
Owner	Individual Name on File
Last Sale	$100 (May 2001)
Tax Bill	$633 (2025)
Deeds & Mortgages	Jan 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-21-0020-02320-0570`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-21-0020-02320-0570`
Alternative APNs	`2119S20E0020023200570` `1773342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	2,253 sqft
1st Floor Area	1,450 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	19,200 sqft (0.441 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Porch
Porch Area	461 sqft
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1773342
Street Address	502 OAK ST
City	INVERNESS
State	FL
Zip	34452-6465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 57 58 59 & 60 BLK 232
Legal Range	20E
Legal Township	19S
Legal Section	20
Legal Subdivision	INVERNESS HIGHLANDS SOUTH
Legal Block	232
Legal Lot Number	57
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1020
Census Tract	451103

Owner

Source: Citrus County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	502 OAK ST, INVERNESS, FL 34452-6465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 1, 2001 · Amount on Record
Deed Sale	May 1, 2001 · Amount on Record
Prior Sale	Nov 1, 1988 · Amount on Record
Deed Book / Page	1430 / 2463
Last Transfer Date	Jan 10, 2018
Transfer Doc	0028750701
Record Updated	Jun 8, 2026

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Jan 17, 2018
Property Address	502 OAK ST, INVERNESS, FL 34452-6465
Document Number	0028750701
Book / Page	2875 / 0701
Map Reference	MB3 PG51-66
Instrument Date	Jan 10, 2018
Instrument	2018002444
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIDELITY TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 OAK ST, INVERNESS, FL 34452-6465

Mortgage

Document Number	2018002445
Date	Jan 17, 2018
Instrument	2018002445

Lender

Name	TOTAL MEDIA MANAGEMENT LLC
Type	Non-Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.9%
Type Change Date	Feb 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (+9.9%) Homeowner's exemption Widower's exemption	$73,521 (-61.77%)	$187,631 (-2.45%) Land $15,520 Building $172,111
2024	$576.00 (+1.23%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$192,335 (+2.03%) Land $14,240 Building $178,095	$192,335 (+2.03%) Land $14,240 Building $178,095
2023	$569.00 (-7.33%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$188,507 (+14.38%) Land $12,800 Building $175,707	$188,507 (+14.38%) Land $12,800 Building $175,707
2022	$614.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$164,811 Land $11,040 Building $153,771	$164,811 Land $11,040 Building $153,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20