510 N Tonto Rim Loop, Payson, AZ 85541 Property Records

Gila County property record for 510 N Tonto Rim Loop, Payson, AZ 85541

Property Summary

Property Type	Rural Home
Details	1 ba · 1,104 sqft · built 1969
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2018)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`303-03-028`

Property Details

APN / Parcel Number

Primary APN	`303-03-028`
Alternative APNs	`R028132` `028132`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Shingle
Lot Area	14,810 sqft (0.339 acres)
Porch	Porch
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	R028132
Street Address	510 N TONTO RIM LOOP
City	PAYSON
State	AZ
Zip	85541-9223
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION: 04 TOWNSHIP: 11N RANGE: 12E LOT 27 , TONTO CREEK ESTATES , PLAT 208 , HES 137S1/2 S1/2 SEC 4 T11N R12E = 0.34 AC
Legal Range	12E
Legal Township	11N
Legal Section	04
Legal Subdivision	TONTO CREEK
Legal Lot Number	27
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2000
Census Tract	200

Owner

510 N Tonto Rim Loop, a rural home, is owned by an individual who bought it in May 2018.

Source: Gila County records, as of December 4, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20820 W MAIN ST, BUCKEYE, AZ 85396-7885
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
May 8, 2018	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018 · Amount on File
Deed Sale	May 8, 2018 · Amount on File
Deed Document Number	2018004978
Deed Book / Page	2018004 / 978
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	510 N TONTO RIM LOOP, PAYSON, AZ 85541-9223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014723
Date	Dec 1, 2020
Instrument	2020-014723

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 8, 2018
Property Address	510 N TONTO RIM LOOP, PAYSON, AZ 85541-9223
Document Number	0000004980
Map Reference	MAP208
Instrument Date	May 2, 2018
Instrument	2018-004980
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1031 N LAS VERDES DR, 1031, GOODYEAR, AZ 85338-1234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20820 W MAIN ST, BUCKEYE, AZ 85396-7885

Mortgage

Document Number	0000004981
Date	May 8, 2018
Instrument	2018-004981

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 510 N Tonto Rim Loop was $1,624.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,394 Land $6,832 Building $14,562	$213,944 Land $68,321 Building $145,623
2025	$1,624.00
2024		$18,387 Land $5,064 Building $13,323	$183,875 Land $50,643 Building $133,232
2023	$1,494.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 N Tonto Rim Loop in Zone D, where flood risk has not been studied, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 N Tonto Rim Loop is extreme, ranking above 98.9% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.9% of the US · above 98.1% of Arizona
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TONTO CREEK WATER COMPANY private · serves 190 people · EPA ID AZ0404021
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	23 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Tonto Rim Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures