430 N Tonto Rim Loop, Payson, AZ 85541 Property Records

Gila County property record for 430 N Tonto Rim Loop, Payson, AZ 85541

Property Summary

Property Type	Rural Home
Details	1,739 sqft · built 2014
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$67,500 (Jul 2014)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`303-03-026`

Property Details

APN / Parcel Number

Primary APN	`303-03-026`
Alternative APNs	`R028124` `028124`

Interior

Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,739 sqft

Exterior

Year Built	Built 2014
Exterior Material	Wood Siding
Roof Material	Asbestos
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Garage Area	1,059 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Canopy	588 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R028124
Street Address	430 N TONTO RIM LOOP
City	PAYSON
State	AZ
Zip	85541-2332
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION: 04 TOWNSHIP: 11N RANGE: 12E LOT 25 , TONTO CREEK ESTATES , PLAT 208 , HES 137S1/2 S1/2 SEC 4 T11N R12E = 0.34 AC
Legal Range	12E
Legal Township	11N
Legal Section	04
Legal Subdivision	TONTO CREEK
Legal Lot Number	25
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2000
Census Tract	200

Owner

430 N Tonto Rim Loop, a rural home, is owned by an individual who acquired it in January 2022.

Source: Gila County records, as of December 4, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1784 W COCONINO DR, CHANDLER, AZ 85248-4809
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2014 · Amount on File
Deed Sale	Jul 2, 2014 · Amount on File
Prior Sale	Jul 2, 2014
Deed Document Number	0000006260
Last Transfer Date	Jan 18, 2022
Transfer Doc	0000000684
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Jan 18, 2022
Property Address	430 N TONTO RIM LOOP, PAYSON, AZ 85541-2332
Document Number	0000000684
Map Reference	MAP 208
Instrument Date	Jan 10, 2022
Instrument	2022-000684
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1784 W COCONINO DR, CHANDLER, AZ 85248-4809

Mortgage

Document Number	0000000685
Date	Jan 18, 2022
Instrument	2022-000685

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	430 N TONTO RIM LOOP, PAYSON, AZ 85541-2332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003315
Date	Apr 5, 2017
Instrument	2017-003315

Lender

Name	JOHNSON BANK
Type	Bank
Address	RACINE, WI 53401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	430 N TONTO RIM LOOP, PAYSON, AZ 85541-2332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006730
Date	Jun 18, 2020
Instrument	2020-006730

Lender

Name	JOHNSON BANK
Type	Bank
Address	RACINE, WI 53401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 430 N Tonto Rim Loop was $4,090.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,042 Land $6,832 Building $52,210	$590,426 Land $68,321 Building $522,105
2025	$4,090.00
2024		$53,306 Land $5,064 Building $48,242	$533,067 Land $50,643 Building $482,424
2023	$3,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 N Tonto Rim Loop in Zone D, where flood risk has not been studied, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 N Tonto Rim Loop is extreme, ranking above 99.5% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.5% of the US · above 99.2% of Arizona
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TONTO CREEK WATER COMPANY private · serves 190 people · EPA ID AZ0404021
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	23 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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