510 N Main St, Monroe City, MO 63456 Property Records

Monroe County property record for 510 N Main St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,099 sqft · built 1910
Lot Size	0.386 acres (16,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,400 (Sep 2018)
Tax Bill	$914 (2025)
Deeds & Mortgages	Feb 2008 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-002-004-002.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-002-004-002.000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,099 sqft Adjusted Area
Gross Area	1,384 sqft
1st Floor Area	1,384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,820 sqft (0.386 acres)
Lot Dimensions	116 ft deep x 145 ft wide
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 N MAIN ST
City	MONROE CITY
State	MO
Zip	63456-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL EXC. N 100 & S 70' BLOCK 1, DAVIS ADD.
Legal Range	07W
Legal Township	56N
Legal Section	18
Legal Subdivision	DAVIS ADDITION
Legal Block	1
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1003
Census Tract	960100

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 N MAIN ST, MONROE CITY, MO 63456-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2008	Deed of Trust, Mortgage HNB NATIONAL BANK
Sep 19, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE
Sep 4, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 13, 2008	Special Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK '

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Feb 13, 2008 · Amount on Record
Deed Document Number	20181132
Record Updated	Sep 20, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	510 N MAIN ST, MONROE CITY, MO 63456-1320
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00327/1005
Date	Feb 13, 2008
Book Page	327/1005

Lender

Name	HNB NATIONAL BANK
Address	HANNIBAL, MO 63401

Agreement

Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	510 N MAIN ST, MONROE CITY, MO 63456-1320
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231013
Date	Sep 19, 2023
Instrument	2023-1013

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Sep 4, 2018
Property Address	510 N MAIN ST, MONROE CITY, MO 63456-1320
Document Number	0020181132
Instrument Date	Aug 27, 2018
Instrument	2018-1132
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 N MAIN ST, MONROE CITY, MO 63456-1320

Mortgage

Document Number	0020181133
Date	Sep 4, 2018
Instrument	2018-1133

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Feb 13, 2008
Property Address	510 N MAIN ST, MONROE CITY, MO 63456-1320
Document Number	00327/0991
Book / Page	327 / 0991
Instrument Date	Feb 6, 2008
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 N MAIN ST, MONROE CITY, MO 63456-1320
Investor	Possibly a Property Investor

Mortgage

Document Number	00327/0994
Date	Feb 13, 2008
Book Page	327/0994

Lender

Name	HNB NATIONAL BANK '
Address	HANNIBAL, MO 63401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,930 (-)	$68,000 (-)
2025	$914.00 (+26.77%)	$12,930 (+16.49%)	$68,000 (+16.44%) Land $10,500 Building $57,500
2023		$11,100	$58,400
2020	$721.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Communication, Ralls Technologies.

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