412 N Main St, Monroe City, MO 63456 Property Records

Monroe County property record for 412 N Main St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,071 sqft · built 1890
Lot Size	0.246 acres (10,725 sqft)
Owner	Company Name on Record
Last Sale	$94,000 (Aug 2012)
Tax Bill	$792 (2025)
Deeds & Mortgages	Aug 2012 Sale & Mortgage May 2009 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-002-005-002.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-002-005-002.000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,071 sqft Adjusted Area
Gross Area	1,462 sqft
1st Floor Area	1,462 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,725 sqft (0.246 acres)
Lot Dimensions	165 ft deep x 65 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 N MAIN ST
City	MONROE CITY
State	MO
Zip	63456-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S. 65' OF LTS. 1,2,& 3, BLK. 2 DAVIS ADD. MONROE CITY
Legal Range	07W
Legal Township	56N
Legal Section	18
Legal Subdivision	DAVIS ADDITION
Legal Block	2
Legal Lot Number	1-3
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1024
Census Tract	960100

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	506 N VINE ST, MONROE CITY, MO 63456-1253
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2012	Contract Sale, Transfer · Seller Carry-Back ANDREW J SNYDER ETUX
May 7, 2009	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2012 · Amount on Record
Deed Sale	Aug 29, 2012 · Amount on Record
Prior Sale	May 7, 2009 · Amount on Record
Deed Document Number	20121159
Record Updated	Sep 20, 2026

August 2012: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MONROE MO
Recording Date	Aug 29, 2012
Property Address	412 N MAIN ST, MONROE CITY, MO 63456-1318
Document Number	0020121159
Instrument Date	Jun 13, 2012
Instrument	2012-1159
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1127 STONEHAVEN AVE, MARSHALL, MO 65340-2839

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	500 S BORDER ST, MONROE CITY, MO 63456-1416

Mortgage

Date	Aug 29, 2012

Lender

Name	ANDREW J SNYDER ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	34 Months
Due	Jun 15, 2015

May 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	May 7, 2009
Property Address	412 N MAIN ST, MONROE CITY, MO 63456-1318
Document Number	0020090657
Instrument Date	Apr 30, 2009
Instrument	2009-0657
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 BARKLEY DR, WAYNESVILLE, MO 65583-2708
Investor	Possibly a Property Investor

Mortgage

Document Number	0020090658
Date	May 7, 2009
Instrument	2009-0658

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,210 (-)	$59,000 (-)
2025	$792.00 (-27.61%)	$11,210 (-32.75%)	$59,000 (-32.73%) Land $5,300 Building $53,700
2023		$16,670	$87,700
2020	$1,094.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Communication, Ralls Technologies.

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