510 Johnson Rd, Frankfort, KY 40601 Property Records

Franklin County property record for 510 Johnson Rd, Frankfort, KY 40601

Property Summary

Property TypeRural Home
Details1,120 sqft · built 2000
Lot Size10.3 acres (451,717 sqft)
OwnerIndividual Name on Record
Tax Bill$1,349 (2025)
Deeds & MortgagesMar 2012 Mortgage
Mar 2012 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN063-00-00-029.04

Property Details

APN / Parcel Number

Primary APN063-00-00-029.04
Alternative APN
  • 52951

Interior

Stories1 Story
Building Area1,120 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area451,717 sqft (10.3 acres)
TerrainRolling
View / LotFlood Plain/Flood Zone
Garage TypeBasement
Garage Area1,120 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number52951
Street Address510 JOHNSON RD
CityFRANKFORT
StateKY
Zip40601-8035
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description10.37 ACRES
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1027
Census Tract70404

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address510 JOHNSON RD, FRANKFORT, KY 40601-8035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2012Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING INC
Mar 7, 2012Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING INC
Aug 13, 2009Deed of Trust, Mortgage · Conventional Mortgage
FARMERS BANK & CAPITAL TRUST CO
Sep 17, 2009Correction Deed

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 17, 2009
Transfer DocD515/815
Record UpdatedJun 8, 2026

March 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address510 JOHNSON RD, FRANKFORT, KY 40601-8035
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1232/384
DateMar 7, 2012
Book PageM1232/384
Instrument383116
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2042

March 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address510 JOHNSON RD, FRANKFORT, KY 40601-8035
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001232/384
DateMar 7, 2012
Book Page1232/384
Instrument383116
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
AddressPASADENA, CA 91109
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2042

August 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address510 JOHNSON RD, FRANKFORT, KY 40601-8035
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1146/377
DateAug 13, 2009
Book PageM1146/377
Instrument348177
Lender
NameFARMERS BANK & CAPITAL TRUST CO
TypeNon-Lending Institution
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2039

September 2009: Correction Deed

Document TypeCorrection Deed
JurisdictionFRANKLIN KY
Recording DateSep 17, 2009
Property Address510 JOHNSON RD, FRANKFORT, KY 40601-8035
Document Number00D515/815
Book / PageD515 / 815
Map ReferenceCAB H SL34
Instrument DateAug 17, 2009
Instrument349343
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4026, FRANKFORT, KY 40604-4026

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 JOHNSON RD, FRANKFORT, KY 40601-8035

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,349.00 (-2.1%)$161,739 (-) Land $4,739 Building $157,000$161,739 (-) Land $4,739 Building $157,000
2023$1,378.00$161,739$161,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims49 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 30 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 6 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFARMDALE WATER DISTRICT
serves 8,203 people · EPA ID KY0370128
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionApr 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fixed Wireless
100 / 20

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