Franklin County property record for 505 Johnson Rd, Frankfort, KY 40601
| Property Type | Rural Home |
|---|---|
| Details | 513 sqft |
| Lot Size | 32 acres (1,393,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Apr 2026) |
| Tax Bill | $4,845 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Oct 2009 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 076-00-00-004.00 |
| Primary APN | 076-00-00-004.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 513 sqft Total Area |
| Lot Area | 1,393,920 sqft (32 acres) |
|---|---|
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Asphalt Driveway |
| Total Buildings | 2 Buildings |
| Account Number | 74168 |
|---|---|
| Street Address | 505 JOHNSON RD |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 70404 |
505 Johnson Rd, a rural home, is owned and occupied by two individuals who bought it in April 2026.
Source: Franklin County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 JOHNSON RD, FRANKFORT, KY 40601-8035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK |
| Oct 1, 2009 | Deed of Trust, Mortgage WHITAKER BANK INC |
| Nov 29, 2011 | Deed of Trust, Mortgage WHITAKER BANK INC |
| Oct 26, 2007 | Deed of Trust, Mortgage WHITAKER BANK INC |
| Oct 1, 2009 | Deed of Trust, Mortgage WHITAKER BANK INC |
| Apr 28, 2008 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| May 17, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on File |
| Deed Sale | Apr 16, 2026 · Amount on File |
| Prior Sale | May 17, 2021 · Amount on File |
| Deed Document Number | 2026905689 |
| Deed Book / Page | 645 / 460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 16, 2026 |
| Property Address | 505 JOHNSON RD, FRANKFORT, KY 40601-8035 |
| Document Number | 0000905689 |
| Book / Page | 645 / 460 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026905689 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 505 JOHNSON RD, FRANKFORT, KY 40601-8035 |
| Document Number | 0000905690, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026905690 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 505 JOHNSON RD, FRANKFORT, KY 40601-8035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1151/236 |
|---|---|
| Date | Oct 1, 2009 |
| Book Page | M1151/236 |
| Instrument | 349899 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40602 |
| Amount | Amount on Record |
|---|---|
| Term | 11 Months |
| Due | Sep 29, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 505 JOHNSON RD, FRANKFORT, KY 40601-8035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001221/766 |
|---|---|
| Date | Nov 29, 2011 |
| Book Page | 1221/766 |
| Instrument | 379098 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Nov 28, 2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 505 JOHNSON RD, FRANKFORT, KY 40601-8035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1078/304 |
|---|---|
| Date | Oct 26, 2007 |
| Book Page | M1078/304 |
| Instrument | 322493 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40602 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Oct 24, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 505 JOHNSON RD, FRANKFORT, KY 40601-8035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1151/224 |
|---|---|
| Date | Oct 1, 2009 |
| Book Page | M1151/224 |
| Instrument | 349898 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40602 |
| Amount | Amount on Record |
|---|---|
| Term | 11 Months |
| Due | Sep 29, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 505 JOHNSON RD, FRANKFORT, KY 40601-8035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1096/058 |
|---|---|
| Date | Apr 28, 2008 |
| Book Page | M1096/058 |
| Instrument | 329118 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 18, 2009 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 17, 2021 |
| Property Address | 505 JOHNSON RD, FRANKFORT, KY 40601-8035 |
| Document Number | 00D602/759 |
| Book / Page | D602 / 759 |
| Instrument Date | May 14, 2021 |
| Instrument | 524546 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1032 KIMBEL DR, FRANKFORT, KY 40601-3241 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4253, FRANKFORT, KY 40604-4253 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 505 Johnson Rd was $4,845.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,845.00 | $404,497 Land $14,497 Building $390,000 | $404,497 Land $14,497 Building $390,000 |
| 2023 | $4,833.00 | $404,497 | $404,497 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 505 Johnson Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 49 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Johnson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FARMDALE WATER DISTRICT serves 8,203 people · EPA ID KY0370128 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures