510 James St, Modesto, CA 95354 Property Records

Stanislaus County property record for 510 James St, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 908 sqft · built 1905
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Aug 2021)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107-001-032-000`

Property Details

APN / Parcel Number

Primary APN	`107-001-032-000`
Alternative APN	`1070132`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	908 sqft Living Area

Exterior

Year Built	Built 1905
Construction Type	Wood
Lot Area	3,049 sqft (0.069 acres)
Parking Spaces	1 Parking Space
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	1070132
Street Address	510 JAMES ST
City	MODESTO
State	CA
Zip	95354-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:201
Legal Subdivision	MODESTO
Legal Block	201
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1004
Census Tract	1800

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 JAMES ST, MODESTO, CA 95354-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 6, 2021	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jul 19, 2018	Quit Claim Deed, Transfer LOANDEPOT.COM LLC
Jul 19, 2018	Grant Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	2021-0074722
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	510 JAMES ST, MODESTO, CA 95354-1308
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 JAMES ST, MODESTO, CA 95354-1308

Mortgage

Document Number	0000074725
Date	Aug 6, 2021
Instrument	2021-0074725

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 6, 2021
Property Address	510 JAMES ST, MODESTO, CA 95354-1308
Document Number	0000074722
Map Reference	VOL 15
Instrument Date	Jul 30, 2021
Instrument	2021-0074722
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 JAMES ST, MODESTO, CA 95354-1308

Mortgage

Document Number	0000074723
Date	Aug 6, 2021
Instrument	2021-0074723

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000074724
Date	Aug 6, 2021
Instrument	2021-0074724

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 19, 2018
Property Address	510 JAMES ST, MODESTO, CA 95354-1308
Document Number	0000049313
Instrument Date	Jul 17, 2018
Instrument	49313
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	510 JAMES ST MODESTO CA 953541308, MODESTO, CA 95354-1308

Mortgage

Document Number	49317
Date	Jul 19, 2018
Instrument	49317

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded

Interest

Rate	10%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 19, 2018
Property Address	510 JAMES ST, MODESTO, CA 95354-1308
Document Number	0000049314
Instrument Date	Jul 13, 2018
Instrument	49314
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	510 JAMES ST MODESTO CA 953541308, MODESTO, CA 95354-1308

Mortgage

Document Number	49315
Date	Jul 19, 2018
Instrument	49315

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Mortgage

Document Number	49316,
Date	Jul 19, 2018
Instrument	49316

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,350.00 (+6.25%)	$286,525 (+4.04%) Land $159,181 Building $127,344
2023	$3,153.00 (+2.5%)	$275,400 Land $153,000 Building $122,400
2022	$3,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	26 (1982–2006)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jan 2006 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 12 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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