346 James St, Modesto, CA 95354 Property Records

Stanislaus County property record for 346 James St, Modesto, CA 95354

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,001 sqft · built 1951
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Oct 2023)
Tax Bill$4,830 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Feb 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN107-006-001-000

Property Details

APN / Parcel Number

Primary APN107-006-001-000
Alternative APN
  • 1070601

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,001 sqft Living Area

Exterior

Year BuiltBuilt 1951
Construction TypeWood
Lot Area9,583 sqft (0.219 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1070601
Street Address346 JAMES ST
CityMODESTO
StateCA
Zip95354-1346
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1010
Census Tract1800

Owner

Source: Stanislaus County records · APN 107-006-001-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address346 JAMES ST, MODESTO, CA 95354-1346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2023Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 14, 2023Intrafamily Transfer, Transfer
CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION
Feb 14, 2023Grant Deed, Transfer
CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2023 · Amount on Record
Deed SaleOct 09, 2023 · Amount on Record
Prior SaleFeb 14, 2023
Deed Document Number2023-0047889
Record UpdatedJun 07, 2026

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateOct 09, 2023
Property Address346 JAMES ST, MODESTO, CA 95354-1346
Document Number0000047889
Map ReferenceVOL 12
Instrument DateOct 06, 2023
Instrument2023-0047889
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address346 JAMES ST, MODESTO, CA 95354-1346

Mortgage

Document Number0000047890
DateOct 09, 2023
Instrument2023-0047890
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateFeb 14, 2023
Property Address346 JAMES ST, MODESTO, CA 95354-1346
Document Number0000006096
Map ReferenceMB 15 MAP 0
Instrument DateFeb 01, 2023
Instrument2023-0006096
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyCYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 FERGUSON AVE, MODESTO, CA 95354-2822

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateFeb 14, 2023
Property Address346 JAMES ST, MODESTO, CA 95354-1346
Document Number0000006095
Map ReferenceVOL 12
Instrument DateFeb 01, 2023
Instrument2023-0006095
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyCYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 FERGUSON AVE, MODESTO, CA 95354-2822

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$4,830.00 (+356.95%)$413,100 (+347.33%) Land $225,420 Building $187,680
2023$1,057.00 (+11.15%)$92,347 Land $30,781 Building $61,566
2022$951.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims26 (1982–2006)
Claims Outside the SFHA2 of 26
Most Recent ClaimJan 2006 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 12 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
UnWired Broadband Holding
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 493 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MODESTO
serves 218,915 people
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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