510 Grace Ave, Urbana, IA 52345 Property Records

Benton County property record for 510 Grace Ave, Urbana, IA 52345

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,344 sqft · built 2004
Lot Size	0.297 acres (12,938 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Dec 2014)
Tax Bill	$5,202 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20003430`

Property Details

APN / Parcel Number

Primary APN	`20003430`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	1,050 sqft
Unfinished Basement	294 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,938 sqft (0.297 acres)
Lot Dimensions	129 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	510 GRACE AVE
City	URBANA
State	IA
Zip	52345-9117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICH'S 8TH ADD LOT #20
Legal Range	09W
Legal Township	86N
Legal Section	34
Legal Subdivision	RICHS 8TH
Legal Lot Number	20
Jurisdiction	BENTON IA
Township / Civil Division	POLK
Census Block Group	1
Census Block	1063
Census Tract	960100

Owner

510 Grace Ave is owned and occupied by an individual who bought it in December 2014.

Source: Benton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	510 GRACE AVE, URBANA, IA 52345-9117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2014 · Amount on File
Deed Sale	Dec 26, 2014 · Amount on File
Prior Sale	Mar 25, 2005 · Amount on File
Deed Book / Page	14 / 1337
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	510 GRACE AVE, URBANA, IA 52345-9117
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223488
Date	Aug 2, 2022
Instrument	22-3488

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2027

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	510 GRACE AVE, URBANA, IA 52345-9117
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210501
Date	Feb 2, 2021
Instrument	21-0501

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 510 Grace Ave was $5,202 with a homeowner's exemption.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Urbana City
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,202.00	$298,400 (-) Land $44,500 Building $253,900	$298,400 (-) Land $44,500 Building $253,900
2025		$298,400 Land $44,500 Building $253,900	$298,400 Land $44,500 Building $253,900
2024	$4,976.00
2023		$267,500 (+22.43%) Land $43,800 Building $223,700	$267,500 Land $43,800 Building $223,700
2022	$4,632.00 Homeowner's exemption	$218,500 Land $35,000 Building $183,500
2021			$218,500 Land $35,000 Building $183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 Grace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 510 Grace Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA WATER SUPPLY serves 1,562 people · EPA ID IA0680041
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000

May also be available: GigFire.

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