Benton County property record for 406 Grace Ave, Urbana, IA 52345
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,329 sqft · built 2003 |
| Lot Size | 0.297 acres (12,938 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,676 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20003490 |
| Primary APN | 20003490 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| Basement Area | 1,329 sqft |
| Finished Basement | 1,050 sqft |
| Unfinished Basement | 279 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,938 sqft (0.297 acres) |
| Lot Dimensions | 129 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 GRACE AVE |
|---|---|
| City | URBANA |
| State | IA |
| Zip | 52345-9122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICH'S 8TH ADD LOT #23 |
| Legal Range | 09W |
| Legal Township | 86N |
| Legal Section | 34 |
| Legal Subdivision | RICHS 8TH |
| Legal Lot Number | 23 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | POLK |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 960100 |
406 Grace Ave is owned and occupied by an individual who acquired it in October 2013.
Source: Benton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 GRACE AVE, URBANA, IA 52345-9122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2013 |
| Deed Sale | Oct 29, 2013 |
| Prior Sale | May 7, 2007 · Amount on File |
| Deed Book / Page | 13 / 4174 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 406 Grace Ave was $4,676 with a homeowner's exemption, up 5% from the year before.
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Urbana City |
| Unified School District | Center Point-Urbana Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,676.00 (+4.98%) | $292,900 (-) Land $44,500 Building $248,400 | $292,900 (-) Land $44,500 Building $248,400 |
| 2025 | $4,454.00 Homeowner's exemption | $292,900 Land $44,500 Building $248,400 | $292,900 Land $44,500 Building $248,400 |
| 2024 | $4,454.00 | ||
| 2023 | $262,600 (+21.91%) Land $43,800 Building $218,800 | $262,600 Land $43,800 Building $218,800 | |
| 2022 | $4,488.00 Homeowner's exemption | $215,400 Land $35,000 Building $180,400 | |
| 2021 | $215,400 Land $35,000 Building $180,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Grace Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 Grace Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URBANA WATER SUPPLY serves 1,562 people · EPA ID IA0680041 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| USA Communications Fiber | 1,000 / 1,000 |
May also be available: GigFire.
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