510 E State St, Rockford, IL 61104 Property Records

Winnebago County property record for 510 E State St, Rockford, IL 61104

Property Summary

Property Type	Commercial
Details	7,822 sqft · built 1900
Lot Size	0.109 acres (4,757 sqft)
Owner	Company Name on Record
Tax Bill	$7,070 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`203C705`

Property Details

APN / Parcel Number

Primary APN	`203C705`
Alternative APN	`1123389004`

Interior

Units	6 Units
Stories	2 Stories
Building Area	7,822 sqft Gross Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	4,757 sqft (0.109 acres)
View / Lot	Traffic

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	203C705
Street Address	510 E STATE ST
City	ROCKFORD
State	IL
Zip	61104-1033
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C4
Legal Description	ASSRS PLAT BLK 38 EAST RKFD LOTS 12 +013 BLOCK 038
Legal Subdivision	EAST RKFD
Legal Block	38,03
Legal Lot Number	12
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1029
Census Tract	1100

Owner

Source: Winnebago County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	510 E STATE ST, ROCKFORD, IL 61104-1033
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage ROCKFORD LOCAL DEVELOPMENT CO
Nov 23, 2020	Deed of Trust, Mortgage COMMUNITY DEV COMMISSION
Oct 26, 2020	Deed of Trust, Mortgage COMMUNITY DEV COMMISSION
Nov 27, 2019	Deed of Trust, Mortgage NORTHERN IL CMNTY DEV CO
Nov 27, 2019	Deed of Trust, Mortgage COMMUNITY DEV COMMISSION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	510 E STATE ST, ROCKFORD, IL 61104-1033
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015311
Date	Jun 23, 2025
Instrument	2515311

Lender

Name	ROCKFORD LOCAL DEVELOPMENT CO
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 1, 2028

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	510 E STATE ST, ROCKFORD, IL 61104-1033
Document Number	0001036850
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001036850
Date	Dec 1, 2020
Instrument	1036850

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company
Address	ROCKFORD, IL 61101

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 30, 2025

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	510 E STATE ST, ROCKFORD, IL 61104-1033
Document Number	0001037075
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 E STATE ST ROCKFORD AL 35136, ROCKFORD, AL 35136

Mortgage

Document Number	0001037075
Date	Dec 3, 2020
Instrument	1037075

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company
Address	ROCKFORD, IL 61101

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 2, 2025

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	510 E STATE ST, ROCKFORD, IL 61104-1033
Document Number	0001040698
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 E STATE ST ROCKFORD IL 611041033, ROCKFORD, IL 61104-1033

Mortgage

Document Number	0001040698
Date	Dec 9, 2019
Instrument	1040698

Lender

Name	NORTHERN IL CMNTY DEV CO
Address	120 W STATE ST, ROCKFORD, IL 61101-1125

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Dec 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	510 E STATE ST, ROCKFORD, IL 61104-1033
Document Number	0001040697
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 E STATE ST ROCKFORD IL 611041033, ROCKFORD, IL 61104-1033

Mortgage

Document Number	0001040697
Date	Dec 9, 2019
Instrument	1040697

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company
Address	ROCKFORD, IL 61101

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Dec 8, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,070.00 (-5.27%)	$80,079 (+24.42%) Land $9,061 Building $71,018	$240,237 (+24.42%) Land $27,183 Building $213,054
2022	$7,463.00	$64,362 Land $6,409 Building $57,953	$193,086 Land $19,227 Building $173,859

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1996)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, i3 Broadband, T-Mobile.

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