510 E Oak St, Lafayette, CO 80026 Property Records

Boulder County property record for 510 E Oak St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,217 sqft · built 2017
Lot Size	0.234 acres (10,189 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jun 2023)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1465-35-3-07-001`

Property Details

APN / Parcel Number

Primary APN	`1465-35-3-07-001`
Alternative APNs	`R0020703` `0020703`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,217 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	1,031 sqft
Upper Floors Area	548 sqft
Basement Area	1,031 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,189 sqft (0.234 acres)
Garage Type	Detached
Garage Area	744 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0020703
Street Address	510 E OAK ST
City	LAFAYETTE
State	CO
Zip	80026-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LESS MIN RES & LESS W 5 FT BLK 1 FIRST UNION
Legal Range	69
Legal Township	1N
Legal Section	35
Legal Subdivision	FIRST UNION - LA
Legal Block	1
Legal Lot Number	1
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	1
Census Block	1046
Census Tract	12907

Owner

510 E Oak St is owned and occupied by two individuals who bought it in June 2023.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 E OAK ST, LAFAYETTE, CO 80026-2523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Aug 22, 2018	Deed of Trust, Mortgage ELEVATIONS CU
Sep 15, 2017	Trustee's Deed, Construction Loan · Line of Credit ELEVATIONS CU
Apr 10, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	20234012072
Prior Transfer Date	Aug 5, 2015
Prior Transfer Doc	0003465051
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jun 26, 2023
Property Address	510 E OAK ST, LAFAYETTE, CO 80026-2523
Document Number	0004012072
Instrument Date	Jun 23, 2023
Instrument	4012072
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 E OAK ST, LAFAYETTE, CO 80026-2523

Mortgage

Document Number	0004012073
Date	Jun 26, 2023
Instrument	4012073

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	510 E OAK ST, LAFAYETTE, CO 80026-2523
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003965228
Date	Jun 2, 2022
Instrument	3965228

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	510 E OAK ST, LAFAYETTE, CO 80026-2523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003810095
Date	Aug 26, 2020
Instrument	3810095

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Index	6-Month T-Bill

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	510 E OAK ST, LAFAYETTE, CO 80026-2523
Document Number	0003673614
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	ASCENDANT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 E OAK ST LAFAYETTE CO 800262523, LAFAYETTE, CO 80026-2523

Mortgage

Document Number	0003673614
Date	Aug 28, 2018
Instrument	3673614

Lender

Name	ELEVATIONS CU
Address	BROOMFIELD, CO 80021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BOULDER CO
Recording Date	Sep 15, 2017
Property Address	510 E OAK ST, LAFAYETTE, CO 80026-2523
Instrument Date	Sep 15, 2017
Instrument	3614976
Transaction Type	Construction Loan
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E OAK ST LAFAYETTE CO 800262523, LAFAYETTE, CO 80026-2523

Mortgage

Document Number	0003614976
Date	Sep 15, 2017
Instrument	3614976

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301-9004

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Apr 10, 2017
Property Address	510 E OAK ST, LAFAYETTE, CO 80026-2523
Document Number	0003585547
Instrument Date	Apr 7, 2017
Instrument	3585547
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Tax	$27.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 E OAK ST LAFAYETTE CO 800262523, LAFAYETTE, CO 80026-2523

Tax Assessment & Valuation

The 2025 property tax bill for 510 E Oak St was $6,408.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,388 (+1.72%) Land $21,563 Building $46,825	$1,075,700 (-) Land $387,100 Building $688,600
2025	$6,408.00	$67,232 Land $24,194 Building $43,038	$1,075,700 Land $387,100 Building $688,600
2023	$5,937.00 (+17.33%)	$71,864 (+33.4%) Land $26,572 Building $45,292	$1,072,600 (+38.38%) Land $396,600 Building $676,000
2022	$5,060.00	$53,870 Land $20,197 Building $33,673	$775,100 Land $290,600 Building $484,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 E Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 E Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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