505 E Oak St, Lafayette, CO 80026 Property Records

Boulder County property record for 505 E Oak St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1957
Lot Size	0.164 acres (7,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Sep 2006)
Tax Bill	$3,945 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1465-35-3-06-008`

Property Details

APN / Parcel Number

Primary APN	`1465-35-3-06-008`
Alternative APNs	`R0020118` `0020118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,121 sqft (0.164 acres)
Garage Type	Carport
Garage Area	246 sqft
Carport	Carport
Carport Area	246 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0020118
Street Address	505 E OAK ST
City	LAFAYETTE
State	CO
Zip	80026-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 LESS UP RES BLK 6 FIRST UNION
Legal Range	69
Legal Township	1N
Legal Section	35
Legal Subdivision	FIRST UNION - LA
Legal Block	6
Legal Lot Number	10
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	1
Census Block	1034
Census Tract	12907

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 E OAK ST, LAFAYETTE, CO 80026-2522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Dec 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2006 · Amount on Record
Deed Sale	Sep 1, 2006 · Amount on Record
Prior Sale	Dec 2, 2004 · Amount on Record
Deed Document Number	20062802555
Last Transfer Date	Nov 22, 2021
Transfer Doc	0003933876
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	505 E OAK ST, LAFAYETTE, CO 80026-2522
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E OAK ST, LAFAYETTE, CO 80026-2522

Mortgage

Document Number	0003998681
Date	Mar 1, 2023
Instrument	3998681

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Dec 13, 2021
Property Address	505 E OAK ST, LAFAYETTE, CO 80026-2522
Document Number	0003933876
Instrument Date	Nov 22, 2021
Instrument	3933876
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 E OAK ST, 505, LAFAYETTE, CO 80026-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	505 E OAK ST, LAFAYETTE, CO 80026-2522

Mortgage

Document Number	0003933877
Date	Dec 13, 2021
Instrument	3933877

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,533 (-2.08%) Land $17,501 Building $23,032	$662,300 (-) Land $323,600 Building $338,700
2025	$3,945.00 (+9.92%)	$41,394 (-7.81%) Land $20,225 Building $21,169	$662,300 (-1.18%) Land $323,600 Building $338,700
2023	$3,589.00 (+12.9%)	$44,903 (+32.64%) Land $22,217 Building $22,686	$670,200 (+37.59%) Land $331,600 Building $338,600
2022	$3,179.00	$33,854 Land $16,882 Building $16,972	$487,100 Land $242,900 Building $244,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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