510 E Michigan St, Ottawa, IL 61350 Property Records

LaSalle County property record for 510 E Michigan St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,632 sqft · built 1920
Lot Size0.109 acres (4,763 sqft)
OwnerIndividual Name on Record
Tax Bill$2,788 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-100-002

Property Details

APN / Parcel Number

Primary APN21-12-100-002
Alternative APN
  • 18-12-101-002

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,632 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area4,763 sqft (0.109 acres)

Location & Zoning

Street Address510 E MICHIGAN ST
CityOTTAWA
StateIL
Zip61350-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOTTAWA CENTER, LT 6 BLK 6 SEC 12-33-3
Legal Range03
Legal Township33
Legal Section12
Legal SubdivisionOTTAWA CENTER
Legal Block6
Legal Lot Number6
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group1
Census Block1006
Census Tract962700

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address510 E MICHIGAN ST, OTTAWA, IL 61350-2311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2007
Deed SaleDec 11, 2007
Prior SaleAug 17, 2007
Deed Document Number200729338
Prior Transfer DateDec 8, 2007
Prior Transfer Doc200729338
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address510 E MICHIGAN ST, OTTAWA, IL 61350-2311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202012683
DateAug 21, 2020
Instrument202012683
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 7, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,788.00 (+9.94%)$33,801 (+10.36%) Land $3,581 Building $30,220$101,403 (+10.36%) Land $10,743 Building $90,660
2024$2,536.00$30,628 (+11.73%) Land $3,245 Building $27,383$91,884 (+11.73%) Land $9,735 Building $82,149
2023$27,412 (+10.18%) Land $2,904 Building $24,508$82,236 (+10.18%) Land $8,712 Building $73,524
2022$24,880 Land $2,458 Building $22,422$74,640 Land $7,374 Building $67,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims118 (1979–2013)
Claims Outside the SFHA15 of 118
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 30 claims
  • Severe Storms & Flooding, Mar 1985 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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