502 E Michigan St, Ottawa, IL 61350 Property Records

LaSalle County property record for 502 E Michigan St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,824 sqft · built 1953
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$5,964 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-100-001`

Property Details

APN / Parcel Number

Primary APN	`21-12-100-001`
Alternative APN	`18-12-101-001`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,824 sqft Total Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	502 E MICHIGAN ST
City	OTTAWA
State	IL
Zip	61350-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTAWA CENTER ADD, LTS 7 & 8 BLK 6 & ADJ VAC NORTH DIVISION ST SEC 12-33-3
Legal Range	03
Legal Township	33
Legal Section	12
Legal Subdivision	OTTAWA CENTER
Legal Block	6
Legal Lot Number	7-8
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1006
Census Tract	962700

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	502 E MICHIGAN ST, OTTAWA, IL 61350-2311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Feb 3, 2020	Warranty Deed, Transfer
Jun 17, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 14, 2019
Transfer Doc	0201907077
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	502 E MICHIGAN ST, OTTAWA, IL 61350-2311
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202117463
Date	Nov 9, 2021
Instrument	2021-17463

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2051

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Feb 3, 2020
Property Address	502 E MICHIGAN ST, OTTAWA, IL 61350-2311
Document Number	202001691
Instrument Date	Jan 31, 2020
Instrument	202001691
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E MICHIGAN ST, OTTAWA, IL 61350-2311

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 17, 2019
Property Address	502 E MICHIGAN ST, OTTAWA, IL 61350-2311
Document Number	201907077
Instrument Date	Jun 14, 2019
Instrument	201907077
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E MICHIGAN ST, OTTAWA, IL 61350-2311
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,964.00 (+17.47%)	$65,462 (+10.36%) Land $7,769 Building $57,693	$196,386 (+10.36%) Land $23,307 Building $173,079
2024	$5,077.00	$59,317 (+11.73%) Land $7,040 Building $52,277	$177,951 (+11.73%) Land $21,120 Building $156,831
2023		$53,090 (+10.18%) Land $6,301 Building $46,789	$159,270 (+10.18%) Land $18,903 Building $140,367
2022		$48,185 Land $4,901 Building $43,284	$144,555 Land $14,703 Building $129,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	118 (1979–2013)
Claims Outside the SFHA	15 of 118
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 30 claims Severe Storms & Flooding, Mar 1985 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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