Union County property record for 510 E Main St, New Albany, MS 38652
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,500 sqft · built 1979 |
| Lot Size | 0.438 acres (19,080 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,427 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040N-08-099.00 |
| Primary APN | 040N-08-099.00 |
|---|---|
| Alternative APN |
|
| Total Rooms | 3 Rooms |
|---|---|
| Building Area | 3,500 sqft Total Area |
| Interior Walls | Finished/Painted |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,080 sqft (0.438 acres) |
| Lot Dimensions | 212 ft deep x 90 ft wide |
| Cooling System | HVAC |
|---|
| Street Address | 510 E MAIN ST |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-4915 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | PT LOT 4 ORGIGNAL |
| Legal Lot Number | 4 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 950400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Albany Historic District listed 2024 · 733 contributing resources · NRIS 100010772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Union County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1184 COUNTY ROAD 90, NEW ALBANY, MS 38652-9718 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 6, 2018 | Deed of Trust, Mortgage · Line of Credit BNA BANK |
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit BNA BANK |
| Jul 8, 2021 | Deed of Trust, Mortgage BNA BANK |
| Dec 5, 2017 | Deed of Trust, Mortgage BNA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2022 |
| Deed Sale | Apr 8, 2022 |
| Deed Document Number | 202200146 |
| Prior Transfer Date | Dec 5, 2017 |
| Prior Transfer Doc | 2017004286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 510 E MAIN ST, NEW ALBANY, MS 38652-4915 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018002590 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 2018002590 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Due | Jun 4, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 510 E MAIN ST, NEW ALBANY, MS 38652-4915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1184 COUNTY ROAD 90, NEW ALBANY, MS 38652-9718 |
| Document Number | 2022003497 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022003497 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jul 26, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 510 E MAIN ST, NEW ALBANY, MS 38652-4915 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1184 COUNTY ROAD 90, NEW ALBANY, MS 38652-9718 |
| Document Number | 2021002556 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021002556 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 9, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 510 E MAIN ST, NEW ALBANY, MS 38652-4915 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017004288 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 2017004288 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Jun 4, 2018 |
Source: Union County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,427.00 (+3.85%) | $16,504 (+1.05%) | $110,020 (+1.05%) Land $10,590 Building $99,430 |
| 2024 | $2,337.00 (-0.34%) | ||
| 2023 | $2,345.00 (+23.1%) | $16,333 (+23.55%) | $108,880 (+23.54%) Land $10,590 Building $98,290 |
| 2022 | $1,905.00 | $13,220 | $88,130 Land $9,630 Building $78,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH LEE W/A #5-RED HILL public/private · serves 298 people · EPA ID MS0410040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| ACE Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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