510 E Emma St, Lafayette, CO 80026 Property Records

Boulder County property record for 510 E Emma St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1905
Lot Size	0.19 acres (8,258 sqft)
Owner	Individual Name on Record
Last Sale	$519,000 (Sep 2020)
Tax Bill	$3,627 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1575-02-3-01-004`

Property Details

APN / Parcel Number

Primary APN	`1575-02-3-01-004`
Alternative APNs	`R0020369` `0020369`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,348 sqft
1st Floor Area	1,220 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,258 sqft (0.19 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0020369
Street Address	510 E EMMA ST
City	LAFAYETTE
State	CO
Zip	80026-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 1 J HODGSON
Legal Range	69
Legal Township	1S
Legal Section	02
Legal Subdivision	J HODGSON - LA
Legal Block	1
Legal Lot Number	13
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	3
Census Block	3009
Census Tract	60802

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 E EMMA ST, LAFAYETTE, CO 80026-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2023	Intrafamily Transfer, Transfer
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 3, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	20203816431
Last Transfer Date	Dec 12, 2022
Transfer Doc	0003999949
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	510 E EMMA ST, LAFAYETTE, CO 80026-2231
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004047623
Date	May 20, 2024
Instrument	4047623

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	264 Months
Due	May 1, 2046

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	510 E EMMA ST, LAFAYETTE, CO 80026-2231
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003938343
Date	Jan 4, 2022
Instrument	3938343

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	44834

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Mar 13, 2023
Property Address	510 E EMMA ST, LAFAYETTE, CO 80026-2231
Document Number	0003999949
Instrument Date	Dec 12, 2022
Instrument	3999949
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E EMMA ST, LAFAYETTE, CO 80026-2231

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Sep 18, 2020
Property Address	510 E EMMA ST, LAFAYETTE, CO 80026-2231
Document Number	0003816431
Instrument Date	Sep 17, 2020
Instrument	3816431
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 E EMMA ST, LAFAYETTE, CO 80026-2231

Mortgage

Document Number	0003816432
Date	Sep 18, 2020
Instrument	3816432

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Apr 3, 2017
Property Address	510 E EMMA ST, LAFAYETTE, CO 80026-2231
Document Number	0003583922
Instrument Date	Mar 31, 2017
Instrument	3583922
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E EMMA ST, LAFAYETTE, CO 80026-2231

Mortgage

Document Number	0003583923
Date	Apr 3, 2017
Instrument	3583923

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,271 (-2.08%) Land $19,224 Building $18,047	$609,000 (-) Land $343,600 Building $265,400
2025	$3,627.00 (+8.56%)	$38,063 (-9.48%) Land $21,475 Building $16,588	$609,000 (-2.96%) Land $343,600 Building $265,400
2023	$3,341.00 (+12.04%)	$42,050 (+32.42%) Land $23,839 Building $18,211	$627,600 (+37.36%) Land $355,800 Building $271,800
2022	$2,982.00	$31,754 Land $18,056 Building $13,698	$456,900 Land $259,800 Building $197,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, Verizon.

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