505 E Emma St, Lafayette, CO 80026 Property Records

Boulder County property record for 505 E Emma St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 1910
Lot Size	0.174 acres (7,558 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Jul 2005)
Tax Bill	$2,459 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1575-02-2-64-001`

Property Details

APN / Parcel Number

Primary APN	`1575-02-2-64-001`
Alternative APNs	`R0020997` `0020997`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	576 sqft
Basement Area	576 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Lot Area	7,558 sqft (0.174 acres)
Patio Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0020997
Street Address	505 E EMMA ST
City	LAFAYETTE
State	CO
Zip	80026-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MONTOYA SUBDIVISION
Legal Range	69
Legal Township	1S
Legal Section	02
Legal Subdivision	MONTOYA SUBDIVISION - LA
Legal Block	4
Legal Lot Number	1
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	4
Census Block	4014
Census Tract	60802

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	505 E EMMA ST, LAFAYETTE, CO 80026-2230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Aug 10, 2019	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2005 · Amount on File
Deed Sale	Jul 21, 2005 · Amount on File
Prior Sale	Sep 29, 2000 · Amount on File
Deed Document Number	20052706001
Last Transfer Date	Jun 23, 2016
Transfer Doc	0003527740
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	505 E EMMA ST, LAFAYETTE, CO 80026-2230
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E EMMA ST, LAFAYETTE, CO 80026-2230

Mortgage

Document Number	0003926474
Date	Nov 8, 2021
Instrument	3926474

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	505 E EMMA ST, LAFAYETTE, CO 80026-2230
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 E EMMA ST, LAFAYETTE, CO 80026-2233

Mortgage

Document Number	0003918978
Date	Oct 6, 2021
Instrument	3918978

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	505 E EMMA ST, LAFAYETTE, CO 80026-2230
Document Number	0003730372
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E EMMA ST LAFAYETTE CO 800262230, LAFAYETTE, CO 80026-2230

Mortgage

Document Number	0003730372
Date	Aug 15, 2019
Instrument	3730372

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 14, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,263 (-2.08%) Land $19,544 Building $5,719	$412,800 (-) Land $328,700 Building $84,100
2025	$2,459.00 (+13.74%)	$25,800 (-9.52%) Land $20,544 Building $5,256	$412,800 (-3.01%) Land $328,700 Building $84,100
2023	$2,162.00 (+5.36%)	$28,515 (+30.5%) Land $22,807 Building $5,708	$425,600 (+35.37%) Land $340,400 Building $85,200
2022	$2,052.00	$21,851 Land $17,271 Building $4,580	$314,400 Land $248,500 Building $65,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: T-Mobile.

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