508 E Elm St, Watseka, IL 60970 Property Records

Iroquois County property record for 508 E Elm St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Sep 2018)
Tax Bill	$3,471 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19 33 153 051`

Property Details

APN / Parcel Number

Primary APN	`19 33 153 051`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	508 E ELM ST
City	WATSEKA
State	IL
Zip	60970-1474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.43@ SW NW
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1016
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	508 E ELM ST, WATSEKA, IL 60970-1474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 3, 2017	Re-recorded Document STANDARD TITLE GRNTY COMPANY, STANDARD TITLE GUARANTY COMP
Jan 13, 2017	Executor's Deed, Transfer · FHA Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	20182768
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	508 E ELM ST, WATSEKA, IL 60970-1474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R3792
Date	Nov 18, 2020
Instrument	20R3792

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 5, 2018
Property Address	508 E ELM ST, WATSEKA, IL 60970-1474
Document Number	18R2768
Instrument Date	Sep 5, 2018
Instrument	18R2768
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	544 PINEVALLEY LN, 544, SANFORD, NC 27332-1358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 E ELM ST, WATSEKA, IL 60970-1474

Mortgage

Document Number	18R2769
Date	Sep 5, 2018
Instrument	18R2769

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

February 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	IROQUOIS IL
Recording Date	Feb 3, 2017
Property Address	508 E ELM ST, WATSEKA, IL 60970-1474
Document Number	17R0347
Instrument Date	Jan 12, 2017
Instrument	17R0347
Record Updated	Jul 13, 2021
Title Company	STANDARD TITLE GRNTY COMPANY, STANDARD TITLE GUARANTY COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1702 SAHALE FALLS DR, 1702, BRASELTON, GA 30517-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 W ELM ST, WATSEKA, IL 60970-1474

January 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 13, 2017
Property Address	508 E ELM ST, WATSEKA, IL 60970-1474
Document Number	17R0123
Instrument Date	Dec 29, 2016
Instrument	17R0123
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	STANDARD TITLE GRNTY COMPANY, STANDARD TITLE GUARANTY COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 W ELM ST, WATSEKA, IL 60970-1474

Mortgage

Document Number	17R0124
Date	Jan 13, 2017
Instrument	17R0124

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,471.00 (+64.81%)	$45,030 (+42.01%) Land $9,230 Building $35,800	$135,090 (+42.01%) Land $27,690 Building $107,400
2022	$2,106.00 Homeowner's exemption Senior Citizen's exemption	$31,710 Land $6,500 Building $25,210	$95,130 Land $19,500 Building $75,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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