510 Decker Rd, Nancy, KY 42544 Property Records

Russell County property record for 510 Decker Rd, Nancy, KY 42544

Property Summary

Property Type	Vacant Land
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on Record
Tax Bill	$2,819 (2025)
Deeds & Mortgages	May 2022 Construction Loan Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`081-00-00-038.03`

Property Details

APN / Parcel Number

Primary APN	`081-00-00-038.03`
Alternative APN	`18253401`

Exterior

Lot Area	436,036 sqft (10 acres)

Location & Zoning

Account Number	18253401
Street Address	510 DECKER RD
City	NANCY
State	KY
Zip	42544-3438
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	81-38.03 10.01 ACRES & HOUSE
Jurisdiction	RUSSELL KY
Township / Civil Division	ELI
Census Block Group	4
Census Block	4047
Census Tract	960400

Owner

Source: Russell County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 792, NANCY, KY 42544-0792
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT MID AMERICA FLCA
Jan 27, 2022	Deed, Transfer SILVER STAR TITLE LLC, FIVE STAR TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022
Deed Sale	Jan 27, 2022
Deed Document Number	1022557
Deed Book / Page	365 / 271
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSSELL KY
Property Address	510 DECKER RD, NANCY, KY 42544-3438
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 792, NANCY, KY 42544-0792

Mortgage

Document Number	0000458/36
Date	May 4, 2022
Book Page	458/36
Instrument	1023999

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSSELL KY
Recording Date	Jan 27, 2022
Property Address	510 DECKER RD, NANCY, KY 42544-3438
Document Number	000365/271
Book / Page	365 / 271
Instrument Date	Jan 5, 2022
Instrument	1022557
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	SILVER STAR TITLE LLC, FIVE STAR TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1294 DECKER RD, NANCY, KY 42544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 792, NANCY, KY 42544-0792
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Russell County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Russell County
Unified School District	Russell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00	$304,000	$304,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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