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286 Decker Rd, Nancy, KY 42544 Property Records

Wayne County property record for 286 Decker Rd, Nancy, KY 42544 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,432 sqft Living Area
Lot Size151,153 sqft (3.47 acres)
Last Sale$215,000 (2022)
Tax Bill$1,949.00 (2025)

Property Details

APN / Parcel Number

Primary APN047-00-00-003.03
Alternative APNs
  • 24029
  • 28838
  • 47471

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,432 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area151,153 sqft (3.47 acres)
PorchPorch
Porch Area266 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemSpace Heating
Heating FuelWood Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number47471
Street Address286 DECKER RD
CityNANCY
StateKY
Zip42544
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDECKER LANE OFF RICHARDSON RD.
Legal SubdivisionDECKER LANE
Legal Tract3 PLUS
JurisdictionWAYNE KY
Minor Civil DivisionMILL SPRINGS
Census Blockgroup3
Census Block3023
Census Tract920102

Owner

Source: Wayne County records · APN 047-00-00-003.03

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1458 WINDYOAK LN, HEBRON, KY 41048-7209
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Aug 05, 2022Intrafamily Transfer, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Aug 05, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
TRUIST BANK
Jul 24, 2018Deed, Transfer · Conventional Mortgage
RIVERHILLS BANK
Apr 23, 2018Intrafamily Transfer, Transfer
Apr 23, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2022 · Amount on Record
Deed SaleAug 05, 2022 · Amount on Record
Prior SaleAug 05, 2022
Deed Doc Number154257
Deed Book / Page402 / 252
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE KY
Property Address286 DECKER RD, NANCY, KY 42544
Transaction TypeMortgage
Record UpdatedFeb 07, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000436/43
DateJul 20, 2020
Book Page436/43
Instrument145524
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAYNE KY
Recording DateAug 05, 2022
Property Address286 DECKER RD, NANCY, KY 42544
Document Number000402/246
Book / Page402 / 246
Instrument DateAug 04, 2022
Instrument154256
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Tax$0.50
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address46 OP LINK RD, 46, MONTICELLO, KY 42633-2507

Transferred To (Grantee/Buyer)

NameVerified Name
Address1659 SALLY BURNETT RD, MONTICELLO, KY 42633-8387

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE KY
Recording DateAug 05, 2022
Property Address286 DECKER RD, NANCY, KY 42544
Document Number000402/252
Book / Page402 / 252
Map ReferenceCAB 3 SL 829
Instrument DateJul 29, 2022
Instrument154257
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address378 RIVERPOINTE DR UNIT 5, 378, DAYTON, KY 41074-6307

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 DECKER RD, NANCY, KY 42544-3419

Mortgage

Document Number0000154258
DateAug 05, 2022
Instrument154258
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

Mortgage

Document Number000460/275
DateAug 05, 2022
Book Page460/275
Instrument154247
Lender
NameCITIZENS NATIONAL BANK OF SOMERSET
TypeBank
AddressSOMERSET, KY 42502
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term9 Months
DueMay 05, 2023

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionWAYNE KY
Recording DateJul 24, 2018
Property Address286 DECKER RD, NANCY, KY 42544
Document Number000416/797
Book / Page416 / 797
Map ReferenceAB 3 SL 829
Instrument DateJul 18, 2018
Transaction TypeTransfer
Record UpdatedFeb 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address286 AUTUMNWOODS DR, NANCY, KY 42544-5402

Transferred To (Grantee/Buyer)

NameVerified Name
Address1775 VANBUREN WAY, HEBRON, KY 41048-1119

Mortgage

Document Number0000416340
DateJul 24, 2018
Instrument416/340
Lender
NameRIVERHILLS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAYNE KY
Recording DateApr 23, 2018
Property Address286 DECKER RD, NANCY, KY 42544
Document Number000376/533
Book / Page376 / 533
Map ReferenceCAB 3 SL 829
Instrument DateFeb 14, 2018
Transaction TypeTransfer
Record UpdatedFeb 07, 2023

Transaction

Tax$25.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address286 AUTUMNWOODS DR, NANCY, KY 42544-5402

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address141 NC HIGHWAY 700, EDEN, NC 27288-7800

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAYNE KY
Recording DateApr 23, 2018
Property Address286 DECKER RD, NANCY, KY 42544
Document Number000376/528
Book / Page376 / 528
Map ReferenceCAB 3 SL 829
Instrument DateDec 29, 2017
Transaction TypeTransfer
Record UpdatedFeb 07, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 AUTUMNWOODS DR, NANCY, KY 42544-5402

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWayne County
Unified School DistrictWayne County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,949.00 (-6.43%)$215,000 (-)$215,000 (-)
2023$2,083.00$215,000$215,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (21231C), updated September 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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