480 Cypress Ave, Moss Beach, CA 94038 Property Records

San Mateo County property record for 480 Cypress Ave, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 2000
Lot Size	0.278 acres (12,122 sqft)
Owner	2 Individual Names on File
Last Sale	$1,170,000 (Jun 2017)
Tax Bill	$18,885 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`037-181-320`

Property Details

APN / Parcel Number

Primary APN	`037-181-320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,540 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	12,122 sqft (0.278 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	480 CYPRESS AVE
City	MOSS BEACH
State	CA
Zip	94038-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 5 27 28 29 BLOCK 14 MARINE VIEW TERRACE RESUB RSM 5/39
Legal Subdivision	MARINE VIEW TERRACE RESUB
Legal Block	14
Legal Lot Number	4
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2011
Census Tract	613600

Owner

480 Cypress Ave is owned and occupied by two individuals who bought it in June 2017.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 CYPRESS AVE, MOSS BEACH, CA 94038-9644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2017	Deed of Trust, Mortgage WELLS FARGO BK
Jun 20, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2017 · Amount on File
Deed Sale	Jun 20, 2017 · Amount on File
Prior Sale	May 23, 2000
Deed Document Number	201752619
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	480 CYPRESS AVE, MOSS BEACH, CA 94038-9644
Document Number	0000052620
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	576 CLIPPER ST SAN FRANCISCO CA 941143605, SAN FRANCISCO, CA 94114-3605

Mortgage

Document Number	0000052620
Date	Jun 20, 2017
Instrument	52620

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 20, 2017
Property Address	480 CYPRESS AVE, MOSS BEACH, CA 94038-9644
Document Number	0000052619
Instrument Date	Jun 15, 2017
Instrument	52619
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,287.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	480 CYPRESS AVE MOSS BEACH CA 940389644, MOSS BEACH, CA 94038-9644

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	480 CYPRESS AVE, MOSS BEACH, CA 94038-9644
Document Number	0000039330
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CYPRESS AVE MOSS BEACH CA 940389644, MOSS BEACH, CA 94038-9644

Mortgage

Document Number	0000039330
Date	May 5, 2017
Instrument	39330

Lender

Name	PRIVATE INDIVIDUAL
Type	Funding / Finance Company
Address	REDWOOD CITY, CA 94061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 480 Cypress Ave was $18,885 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,464,626 (+2%) Land $911,520 Building $553,106
2025	$18,885.00 Homeowner's exemption	$1,435,910 Land $893,648 Building $542,262
2023	$17,179.00 (+5.78%) Homeowner's exemption	$1,376,404 Land $858,948 Building $517,456	$1,789,470
2022	$16,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Cypress Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Cypress Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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