Banks County property record for 423 Chambers Rd, Commerce, GA 30530 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,643 sqft Heated Area |
| Lot Size | 90,169 sqft (2.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2019) |
| Tax Bill | $3,589.00 (2025) |
| Primary APN | B66E014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 2,643 sqft Heated Area |
| 1st Floor | 1,312 sqft 1st Floor |
| Attic Area | 316 sqft Attic |
| Basement Area | 1,312 sqft Basement |
| Finished Basement | 1,312 sqft Finished |
| Stories | 2 Stories |
| Primary Flooring | Plywood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Wood Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 90,169 sqft (2.06 acres) |
| Garage Area | 528 sqft Garage |
| Deck Area | 240 sqft Deck |
|---|---|
| Patio Area | 240 sqft Patio |
| Porch | Open Porch |
| Porch Area | 615 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 7206 |
|---|---|
| Street Address | 423 CHAMBERS RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6983 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT14 PB C-1 GOVERNORS WALK |
| Legal Subdivision | GOVERNORS WALK - 00202 |
| Legal Lot Number | 14 |
| Jurisdiction | BANKS GA |
| Minor Civil Division | SOUTHEAST BANKS |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 970400 |
Source: Banks County records · APN B66E014
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 CHAMBERS RD, COMMERCE, GA 30530-6983 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE |
| Jan 11, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED COMMUNITY BANK |
| Aug 28, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS |
| Dec 06, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| May 29, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2019 · Amount on Record |
| Deed Sale | Dec 06, 2019 · Amount on Record |
| Prior Sale | Jan 05, 2017 · Amount on Record |
| Deed Doc Number | 0000047536 |
| Deed Book / Page | 475 / 36 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 423 CHAMBERS RD, COMMERCE, GA 30530-6983 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 423 CHAMBERS RD, COMMERCE, GA 30530-6983 |
| Document Number | 0000000528/0000000501 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 0000000528/0000000501 |
| Name | UNITED WHOLESALE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 423 CHAMBERS RD, COMMERCE, GA 30530-6983 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 433/600 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 433/600 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 423 CHAMBERS RD, COMMERCE, GA 30530-6983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 423 CHAMBERS RD, COMMERCE, GA 30530-6983 |
| Document Number | 0000000469/0000000581 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 0000000469/0000000581 |
| Name | QUICKEN LOANS |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Dec 06, 2019 |
| Property Address | 423 CHAMBERS RD, COMMERCE, GA 30530-6983 |
| Document Number | 0000475/36 |
| Book / Page | 475 / 36 |
| Instrument Date | Dec 06, 2019 |
| Instrument | 2019-000946 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 CHAMBERS RD, COMMERCE, GA 30530-6983 |
| Document Number | 0000000475/0000000037 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 0000000475/0000000037 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 423 CHAMBERS RD, COMMERCE, GA 30530-6983 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 452/182 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 452/182 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,589.00 (+0.73%) | $188,018 (+3.97%) Land $16,856 Building $171,162 | $470,044 (+3.97%) Land $42,140 Building $427,904 |
| 2024 | $3,563.00 (+24.89%) | $180,843 (+28.98%) Land $16,856 Building $163,987 | $452,107 (+28.98%) Land $42,140 Building $409,967 |
| 2023 | $2,853.00 (+8.6%) | $140,215 (+12.12%) Land $16,856 Building $123,359 | $350,538 (+12.12%) Land $42,140 Building $308,398 |
| 2022 | $2,627.00 | $125,060 Land $16,856 Building $108,204 | $312,650 Land $42,140 Building $270,510 |
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