510 Cedarbend Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 510 Cedarbend Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,914 sqft · built 1990
Lot Size	2.05 acres (89,826 sqft)
Owner	Individual Name on File
Tax Bill	$816 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-0-002-012-009`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-0-002-012-009`
Alternative APNs	`025993` `28228` `25993`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	89,826 sqft (2.05 acres)
Lot Dimensions	309 ft deep x 290 ft wide
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	25993
Street Address	510 CEDARBEND DR
City	FLORENCE
State	AL
Zip	35634-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	290.40 X 309.32 RIVERCHASE SD LOT 8
Legal Range	10W
Legal Township	02S
Legal Section	09
Legal Subdivision	RIVERCHASE
Legal Lot Number	8
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3010
Census Tract	11502

Owner

510 Cedarbend Dr is owned and occupied by an individual.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	510 CEDARBEND DR, FLORENCE, AL 35634-3539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	510 CEDARBEND DR, FLORENCE, AL 35634-3539
Transaction Type	Mortgage
Record Updated	Sep 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/36762
Date	Aug 29, 2019
Book Page	2019/36762

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 25, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 510 Cedarbend Dr was $816 with a homeowner's exemption, up 2.1% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$816.00 (+2.13%) Homeowner's exemption	$24,980 (+2.04%)	$249,740 (+1.98%) Land $14,400 Building $235,340
2024	$799.00 (-0.13%) Homeowner's exemption	$24,480 (+1,783.08%) Land $1,400 Building $23,080	$244,880 (+6.16%) Land $14,000 Building $230,880
2023	$800.00 (+20.66%) Homeowner's exemption	$1,300 (-93.22%) Land $1,300	$230,660 (+20.32%) Land $12,900 Building $217,760
2022	$663.00 Homeowner's exemption	$19,180	$191,700 Land $14,800 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 Cedarbend Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1998–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Cedarbend Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20