501 Cedarbend Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 501 Cedarbend Dr, Florence, AL 35634

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,386 sqft · built 1993
Lot Size2.33 acres (101,930 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (Jun 2023)
Tax Bill$3,525 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Sep 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-02-09-0-002-012-016

Property Details

APN / Parcel Number

Primary APN16-02-09-0-002-012-016
Alternative APNs
  • 103761
  • 004520
  • 106300
  • 28655

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,386 sqft Living Area
1st Floor Area1,770 sqft
2nd Floor Area1,616 sqft
Utility Area120 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area101,930 sqft (2.33 acres)
Lot Dimensions300 ft deep x 311 ft wide
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area800 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number106300
Street Address501 CEDARBEND DR
CityFLORENCE
StateAL
Zip35634-3542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description356.57 X 300 IRR RIVERCHASE SD LOT 19 SEC 9 T2S R10W 2.34 AC/C BK 2022 PG 33946
Legal Range10W
Legal Township02S
Legal Section09
Legal SubdivisionRIVERCHASE
Legal Lot Number19
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3015
Census Tract11502

Owner

501 Cedarbend Dr is owned and occupied by an individual who bought it in June 2023.

Source: Lauderdale County records, as of November 21, 2025

Owner of RecordIndividual Name on File
Mailing Address501 CEDARBEND DR, FLORENCE, AL 35634-3542
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · Line of Credit
BANK INDEPENDENT
Sep 22, 2023Deed of Trust, Mortgage · Line of Credit
BANK INDEPENDENT
Jun 26, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK INDEPENDENT
Jun 15, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2023 · Amount on File
Deed SaleJun 26, 2023 · Amount on File
Prior SaleJun 15, 2022 · Amount on File
Deed Document Number0202325218
Deed Book / Page2023 / 25218
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address501 CEDARBEND DR, FLORENCE, AL 35634-3542
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02026/1698
DateJan 13, 2026
Book Page2026/1698
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 15, 2055

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address501 CEDARBEND DR, FLORENCE, AL 35634-3542
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023/40263
DateSep 22, 2023
Book Page2023/40263
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 12, 2053

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJun 26, 2023
Property Address501 CEDARBEND DR, FLORENCE, AL 35634-3542
Document Number2023/25218
Book / Page2023 / 25218
Map ReferenceMB 5 PG 31-32
Instrument DateJun 21, 2023
Transaction TypeTransfer
Record UpdatedJul 26, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 WILL AVE, LAWRENCEBURG, TN 38464-4451

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 CEDARBEND DR, FLORENCE, AL 35634-3542

Mortgage

Document Number0202325220
DateJun 26, 2023
Instrument2023/25220
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 21, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJun 15, 2022
Property Address501 CEDARBEND DR, FLORENCE, AL 35634-3542
Document Number2022/33946
Book / Page2022 / 33946
Map ReferenceMB 5 PG 31 & 32
Instrument DateJun 10, 2022
Transaction TypeTransfer
Record UpdatedJun 29, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address509 HAZELWOOD DR, 509, FLORENCE, AL 35633-1346

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 CEDARBEND DR, FLORENCE, AL 35634-3542

Mortgage

Document Number202233948202233948
DateJun 15, 2022
Instrument2022/33948202233948
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 501 Cedarbend Dr was $3,525, up 3.7% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,525.00 (+3.74%)$100,740 (+3.75%)$503,660 (+3.75%) Land $12,600 Building $491,060
2024$3,398.00 (+4.43%)$97,100 (+4,196.46%) Land $2,440 Building $94,660$485,460 (+6.05%) Land $12,200 Building $473,260
2023$3,254.00$2,260 (-93.97%) Land $2,260$457,780 (+22.24%) Land $11,300 Building $446,480
2022Homeowner's exemption Senior Citizen's exemption$37,460$374,500 Land $12,900 Building $361,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 501 Cedarbend Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1998–2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 Cedarbend Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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