510 Birch Ct, Findlay, OH 45840 Property Records

Hancock County property record for 510 Birch Ct, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1960
Lot Size	0.353 acres (15,398 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Nov 2024)
Tax Bill	$1,849 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-014-16-023.000`

Property Details

APN / Parcel Number

Primary APN	`1010-014-16-023.000`
Alternative APN	`590000262600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,398 sqft (0.353 acres)
Lot Dimensions	220 ft deep x 70 ft wide
Terrain	High
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	510 BIRCH CT
City	FINDLAY
State	OH
Zip	45840-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHERN HEIGHTS ADD LOT 23
Legal Subdivision	NORTHERN HEIGHTS ADD
Legal Lot Number	23
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5018
Census Tract	400

Owner

510 Birch Ct is owned and occupied by an individual who bought it in November 2024.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	510 BIRCH CT, FINDLAY, OH 45840-3919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit OLD FORT BANKING COMPANY
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 5, 2019	Warranty Deed, Transfer BLACK HOOF TITLE, BLACK HOOP TITLE
Jan 18, 2018	Deed of Trust, Mortgage · Line of Credit USX FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Sep 28, 2020 · Amount on File
Deed Document Number	20247335
Deed Book / Page	2614 / 3487
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	May 6, 2026
Property Address	510 BIRCH CT, FINDLAY, OH 45840-3919
Document Number	0000003233
Book / Page	2628 / 5667
Instrument Date	Apr 13, 2026
Instrument	20263233
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ASSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 BIRCH CT, FINDLAY, OH 45840-3919

Mortgage

Document Number	0000003233,
Date	May 6, 2026
Book Page	2628/5667
Instrument	20263233

Lender

Name	OLD FORT BANKING COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 13, 2036

Interest

Rate Type	Balloon
Rate	6.11%
Initial Type	Balloon
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 28, 2020
Property Address	510 BIRCH CT, FINDLAY, OH 45840-3919
Document Number	02573/3031
Book / Page	2573 / 3031
Instrument Date	Sep 25, 2020
Instrument	202000009732
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 BIRCH CT, FINDLAY, OH 45840-3919

Mortgage

Document Number	202000009733
Date	Sep 28, 2020
Instrument	202000009733

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 5, 2019
Property Address	510 BIRCH CT, FINDLAY, OH 45840-3919
Document Number	02561/0191
Book / Page	2561 / 0191
Instrument Date	Aug 29, 2019
Instrument	201900007518
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	BLACK HOOF TITLE, BLACK HOOP TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	510 BIRCH CT, FINDLAY, OH 45840-3919

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	510 BIRCH CT, FINDLAY, OH 45840-3919
Transaction Type	Mortgage
Record Updated	Feb 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201800000428
Date	Jan 18, 2018
Book Page	2532/0596
Instrument	201800000428

Lender

Name	USX FEDERAL CU
Type	Credit Union
Address	CRANBERRY TOWNSHIP, PA 16066

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 510 Birch Ct was $1,849 with a homeowner's exemption, up 9.6% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,849.00 (+9.6%) Homeowner's exemption	$60,330 (+26.98%) Land $12,010 Building $48,320	$172,380 Land $34,320 Building $138,060
2024	$1,687.00 (-0.18%)	$47,510 (-) Land $9,460 Building $38,050
2023	$1,690.00 Homeowner's exemption	$47,510 Land $9,460 Building $38,050
2022			$135,730 Land $27,020 Building $108,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Birch Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 510 Birch Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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