510 Academy St, Laurens, SC 29360 Property Records

Laurens County property record for 510 Academy St, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Lot Size	0.219 acres (9,562 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Jul 2012)
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`906-13-17-040`

Property Details

APN / Parcel Number

Primary APN	`906-13-17-040`
Alternative APNs	`9061317040 97549489` `97549489`

Exterior

Lot Area	9,562 sqft (0.219 acres)

Location & Zoning

Street Address	510 ACADEMY ST
City	LAURENS
State	SC
Zip	29360-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	510 ACADEMY STREET
Legal Subdivision	THE LANDS OF CLYDE T FRANKS
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	3
Census Block	3003
Census Tract	920400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurens Historic District listed 1980 · 78 contributing resources · NRIS 80003675

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

510 Academy St is owned and occupied by an individual who bought it in July 2012.

Source: Laurens County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	510 ACADEMY ST, LAURENS, SC 29360-2708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Feb 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2012 · Amount on File
Deed Sale	Jul 17, 2012 · Amount on File
Prior Sale	Nov 19, 2007 · Amount on File
Deed Document Number	20126634
Deed Book / Page	1076 / 82
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Recording Date	Sep 30, 2026
Property Address	510 ACADEMY ST, LAURENS, SC 29360-2708
Document Number	0000010022
Book / Page	3367 / 225
Instrument Date	Sep 21, 2026
Instrument	202610022
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 ACADEMY ST, LAURENS, SC 29360-2708

Mortgage

Document Number	0000010022,
Date	Sep 30, 2026
Book Page	3367/225
Instrument	202610022

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 21, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	510 ACADEMY ST, LAURENS, SC 29360-2708
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 ACADEMY ST, LAURENS, SC 29360-2708

Mortgage

Document Number	0M29070045
Date	Feb 13, 2023
Book Page	M2907/45
Instrument	2023001134

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 510 Academy St was $1,090 with a homeowner's exemption, up 7.8% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,090.00 (+7.81%) Homeowner's exemption	$3,560 (-) Land $370 Building $3,190
2024	$1,011.00 (+21.37%) Homeowner's exemption	$3,560 (-0.11%) Land $370 Building $3,190
2023	$833.00 (+10.92%)	$3,564 (+0.11%) Land $378 Building $3,186	$89,100 (-6.65%) Land $9,450 Building $79,650
2022	$751.00	$3,560 Land $370 Building $3,190	$95,450 (-) Land $9,450 Building $86,000
2021			$95,450 Land $9,450 Building $86,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Academy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Academy St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Piedmont Rural Telephone Cooperative.

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