508 Academy St, Laurens, SC 29360 Property Records

Laurens County property record for 508 Academy St, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$455,000 (Jul 2024)
Tax Bill	$11,246 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`906-13-17-039`

Property Details

APN / Parcel Number

Primary APN	`906-13-17-039`
Alternative APNs	`9061317039 97549389` `97549389`

Location & Zoning

Old Parcel Number	9061317039 97549389
Street Address	508 ACADEMY ST
City	LAURENS
State	SC
Zip	29360-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	508 ACADEMY STREET
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	3
Census Block	3003
Census Tract	920400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurens Historic District listed 1980 · 78 contributing resources · NRIS 80003675

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

508 Academy St is owned and occupied by an individual who bought it in July 2024.

Source: Laurens County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	508 ACADEMY ST, LAURENS, SC 29360-2708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 26, 2024	Warranty Deed, Transfer · Line of Credit EDGAR TAYLORIII

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Deed Document Number	2024005861
Deed Book / Page	D1834 / 58
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	508 ACADEMY ST, LAURENS, SC 29360-2708
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 ACADEMY ST, LAURENS, SC 29360-2708

Mortgage

Document Number	0M32100149
Date	Oct 8, 2025
Book Page	M3210/149
Instrument	2025009137

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	508 ACADEMY ST, LAURENS, SC 29360-2708
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 ACADEMY ST, LAURENS, SC 29360-2708

Mortgage

Document Number	OR30090181
Date	Mar 7, 2024
Book Page	OR3009/181
Instrument	2024001765

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	Jul 26, 2024
Property Address	508 ACADEMY ST, LAURENS, SC 29360-2708
Document Number	0D18340058
Book / Page	D1834 / 58
Map Reference	MB 63 PG 465
Instrument Date	Jul 24, 2024
Instrument	2024005861
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 ACADEMY ST, LAURENS, SC 29360-2708

Mortgage

Document Number	2024005862
Date	Jul 26, 2024
Instrument	2024005862

Lender

Name	EDGAR TAYLORIII
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	15 Months
Due	Oct 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 508 Academy St was $11,246, up 717.3% from the year before.

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,246.00 (+717.3%)	$26,940 (+147.16%) Land $1,680 Building $25,260
2024	$1,376.00 (+23.63%)	$10,900 (+49.97%) Land $880 Building $10,020
2023	$1,113.00 (+3.73%) Homeowner's exemption	$7,268 (-0.03%) Land $588 Building $6,680	$181,700 (-4.22%) Land $14,700 Building $167,000
2022	$1,073.00 Homeowner's exemption	$7,270 Land $590 Building $6,680	$189,700 (-57.75%) Land $14,700 Building $175,000
2021			$449,000 Land $28,000 Building $421,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 508 Academy St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Academy St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Piedmont Rural Telephone Cooperative.

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