510 2nd St, Cedar Key, FL 32625 Property Records

Levy County property record for 510 2nd St, Cedar Key, FL 32625 · Last verified April 2026

Property Summary

Property Type	Commercial
Details	1,278 sqft · built 1935
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Feb 2023)
Tax Bill	$4,308 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`08515-000-00`

Property Details

APN / Parcel Number

Primary APN	`08515-000-00`
Alternative APN	`3215130851500000`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,278 sqft Gross Area
1st Floor Area	1,012 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,614 sqft (0.06 acres)
Lot Width	25 ft Width

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	88 sqft
Deck Area	154 sqft
Patio Area	24 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 2ND ST
City	CEDAR KEY
State	FL
Zip	32625-5120
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	32-15-13 CEDAR KEY BLK 3 LOT 24 OR BOOK 1674 PAGE 868
Legal Range	13E
Legal Township	15S
Legal Section	32
Legal Subdivision	CEDAR KEY
Legal Block	3
Legal Lot Number	24
Jurisdiction	LEVY FL
Township / Civil Division	CEDAR KEY-YANKEETOWN
Census Block Group	1
Census Block	1166
Census Tract	970400

Owner

Source: Levy County records · APN 08515-000-00

Assessment roll updated November 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 953, CEDAR KEY, FL 32625-0953
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2023	Deed of Trust, Mortgage WILLIAM R SCHOSSLER
Feb 06, 2023	Warranty Deed, Transfer LEVY ABSTRACT AND TITLE COMPANY, LEVY ABSTRACT AND TITLE CO
Nov 19, 2018	Warranty Deed, Transfer · Conventional with PMI ALICIA L HAMMONDS
Jun 15, 2018	Deed of Trust, Mortgage REED OS ENTS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2023 · Amount on Record
Deed Sale	Feb 06, 2023 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	2023713842
Deed Book / Page	1674 / 868
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEVY FL
Property Address	510 2ND ST, CEDAR KEY, FL 32625-5120
Transaction Type	Mortgage
Record Updated	Jan 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 953, CEDAR KEY, FL 32625-0953

Mortgage

Document Number	0017030651
Date	Sep 01, 2023
Book Page	1703/651
Instrument	723987

Lender

Name	WILLIAM R SCHOSSLER
Type	Private Party
Address	16465 HODGES AVE, CEDAR KEY, FL 32625

Agreement

Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Feb 06, 2023
Property Address	510 2ND ST, CEDAR KEY, FL 32625-5120
Document Number	0016740868
Book / Page	1674 / 868
Map Reference	MB 1 PG 3
Instrument Date	Feb 03, 2023
Instrument	713842
Transaction Type	Transfer
Record Updated	Jan 05, 2026
Title Company	LEVY ABSTRACT AND TITLE COMPANY, LEVY ABSTRACT AND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	582 2ND ST, CEDAR KEY, FL 32625-5120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	597 1ST ST, CEDAR KEY, FL 32625-5109

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Nov 19, 2018
Property Address	510 2ND ST, CEDAR KEY, FL 32625-5120
Document Number	0014750625
Book / Page	001475 / 000625
Instrument Date	Nov 19, 2018
Instrument	645517
Transaction Type	Transfer
Record Updated	Dec 06, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	582 2ND ST CEDAR KEY FL 32625, CEDAR KEY, FL 32625

Mortgage

Document Number	14750626
Date	Nov 19, 2018
Book Page	001475/000626
Instrument	645518

Lender

Name	ALICIA L HAMMONDS
Address	294 SE 159TH AVE, OLD TOWN, FL 32680-4201
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Nov 18, 2023

Interest

Rate	9%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEVY FL
Property Address	510 2ND ST, CEDAR KEY, FL 32625-5120
Document Number	0014600042
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	BANKERS TITLE/THE NATURE COAST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 SE 159TH AVE OLD TOWN FL 326804201, OLD TOWN, FL 32680-4201

Mortgage

Document Number	0014600042
Date	Jun 19, 2018
Book Page	001460/000042
Instrument	639806

Lender

Name	REED OS ENTS INC
Address	PO BOX 1330, CROSS CITY, FL 32628-1330

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 18, 2021

Tax Assessment & Valuation

Source: Levy County records · Assessment roll updated November 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,024 (+18.87%) Land $90,000 Building $112,024	$202,024 (+18.87%) Land $90,000 Building $112,024
2024	$4,308.00 (+16.02%)
2023	$3,713.00 (+4.89%)	$169,960 (+3.37%)	$169,960 (+3.37%) Land $90,000 Building $79,960
2022	$3,540.00	$164,413	$164,413 Land $90,000 Building $74,413

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Levy County (12075C), updated September 15, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120759704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 186 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	378 units insured 192 under condo master policies
Nearby Flood Claims	614 (1983–2024)
Claims Outside the SFHA	1 of 614
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Helene, Sep 2024 · 149 claims Hurricane Idalia, Aug 2023 · 100 claims Tropical Storm Josephine, Oct 1996 · 91 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Fiber by Central Florida	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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