497 2nd St, Cedar Key, FL 32625 Property Records

Levy County property record for 497 2nd St, Cedar Key, FL 32625 · Last verified April 2026

Property Summary

Property TypeCommercial
Details5,976 sqft · built 1872
Lot Size0.055 acres (2,396 sqft)
OwnerCompany Name on File
Last Sale$600,000 (Jul 2005)
Tax Bill$6,801 (2024)
Flood ZoneZone AE (high risk)
APN08580-000-00

Property Details

APN / Parcel Number

Primary APN08580-000-00
Alternative APN
  • 3215130858000000

Interior

Plumbing Fixtures6 Plumbing Fixtures
Units2 Units
Building Area5,976 sqft Gross Area
1st Floor Area2,080 sqft
Upper Floors Area3,830 sqft
FlooringWood

Exterior

Year BuiltBuilt 1872
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,396 sqft (0.055 acres)

Exterior Amenities

PorchFinished/Open Porch
Porch Area1,158 sqft
Deck AreaDeck Area
Canopy908 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemConvection

Location & Zoning

Street Address497 2 ST
StateFL
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description32-15-13 CEDAR KEY BLK 12 LOT 12 OR BOOK 1619 PAGE 119
Legal Range13E
Legal Township15S
Legal Section32
Legal SubdivisionCEDAR KEY
Legal Block12
Legal Lot Number12
JurisdictionLEVY FL
Township / Civil DivisionCEDAR KEY-YANKEETOWN
Census Block Group1
Census Block1177
Census Tract970400

Owner

Source: Levy County records · APN 08580-000-00

Assessment roll updated November 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12771 JERNIGAN AVE, CEDAR KEY, FL 32625-4850
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2005 · Amount on Record
Deed SaleJul 01, 2005 · Amount on Record
Deed Document Number2005451745
Deed Book / Page955 / 287
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Levy County records · Assessment roll updated November 17, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLevy County
MunicipalityCedar Key City
Unified School DistrictLevy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$432,704 (+217.34%) Land $75,200 Building $357,504$432,704 (+217.34%) Land $75,200 Building $357,504
2024$6,801.00 (+95.77%)
2023$3,474.00 (-39.93%)$136,352 (-40.87%)$136,352 (-40.87%) Land $75,200 Building $61,152
2022$5,783.00$230,584$230,584 Land $75,200 Building $155,384

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Levy County (12075C), updated September 15, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120759704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 186 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies378 units insured
192 under condo master policies
Nearby Flood Claims614 (1983–2024)
Claims Outside the SFHA1 of 614
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Helene, Sep 2024 · 149 claims
  • Hurricane Idalia, Aug 2023 · 100 claims
  • Tropical Storm Josephine, Oct 1996 · 91 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Fiber by Central FloridaFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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