Newport City property record for 51 William St, Newport, RI 02840
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,134 sqft · built 1850 |
| Lot Size | 0.035 acres (1,529 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $825,700 (May 2026) |
| Tax Bill | $7,820 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05526 |
| Primary APN | R05526 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,134 sqft Living Area |
| Gross Area | 2,520 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,529 sqft (0.035 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | R05526 |
|---|---|
| Street Address | 51 WILLIAM ST |
| City | NEWPORT |
| State | RI |
| Zip | 02840-3306 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Block | 98 |
| Legal Lot Number | 4 |
| Jurisdiction | NEWPORT RI |
| Township / Civil Division | NEWPORT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 40800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Newport Historic District (Additional Documentation) listed 1968 · 392 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000001 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Newport City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51 WILLIAM ST, NEWPORT, RI 02840-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE, INC |
| Jun 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jan 9, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Jan 9, 2019 · Amount on Record |
| Deed Book / Page | 3312 / 232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWPORT RI |
| Recording Date | May 14, 2026 |
| Property Address | 51 WILLIAM ST, NEWPORT, RI 02840-3306 |
| Document Number | 003312-232 |
| Book / Page | 3312 / 232 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026161004 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 51 WILLIAM ST, NEWPORT, RI 02840-3306 |
| Date | May 14, 2026 |
|---|
| Name | GUARANTEED RATE, INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate | 5.77% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWPORT RI |
| Property Address | 51 WILLIAM ST, NEWPORT, RI 02840-3306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2817-185 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 2817/185 |
| Instrument | 123081 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWPORT RI |
| Recording Date | Jan 9, 2019 |
| Property Address | 51 WILLIAM ST, NEWPORT, RI 02840-3306 |
| Document Number | 2785-121 |
| Book / Page | 002785 / 000121 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 120572 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 WILLIAM ST NEWPORT RI 028403306, NEWPORT, RI 02840-3306 |
Source: Newport City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Newport City |
| Unified School District | Newport School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,820.00 (+46.3%) | $900,000 (+67.04%) Land $573,800 Building $326,200 |
| 2023 | $5,345.00 (+3.23%) | $538,800 (-) Land $332,800 Building $206,000 |
| 2022 | $5,178.00 | $538,800 Land $332,800 Building $206,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1985–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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