Newport City property record for 48 William St, Newport, RI 02840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,142 sqft · built 1997 |
| Lot Size | 0.047 acres (2,039 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Jul 2024) |
| Tax Bill | $9,132 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05504 |
| Primary APN | R05504 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Living Area |
| Gross Area | 2,262 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,039 sqft (0.047 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R05504 |
|---|---|
| Street Address | 48 WILLIAM ST |
| City | NEWPORT |
| State | RI |
| Zip | 02840-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 74 |
| Legal Lot Number | 6 |
| Jurisdiction | NEWPORT RI |
| Township / Civil Division | NEWPORT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Newport Historic District (Additional Documentation) listed 1968 · 392 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000001 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Newport City records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 WILLIAM ST, NEWPORT, RI 02840-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Line of Credit BANKERS |
| Dec 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU |
| Oct 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jul 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Prior Sale | Dec 8, 1998 · Amount on Record |
| Deed Document Number | 2024152975 |
| Deed Book / Page | 3205 / 251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWPORT RI |
| Recording Date | Jun 3, 2026 |
| Property Address | 48 WILLIAM ST, NEWPORT, RI 02840-3307 |
| Document Number | 003316-197 |
| Book / Page | 3316 / 197 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026161357 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 48 WILLIAM ST, NEWPORT, RI 02840-3307 |
| Document Number | 0000161357, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 3316/197 |
| Instrument | 2026161357 |
| Name | BANKERS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWPORT RI |
| Property Address | 48 WILLIAM ST, NEWPORT, RI 02840-3307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2953-90 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 2953/90 |
| Instrument | 133040 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWPORT RI |
| Property Address | 48 WILLIAM ST, NEWPORT, RI 02840-3307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2840-278 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 2840/278 |
| Instrument | 124960 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWPORT RI |
| Property Address | 48 WILLIAM ST, NEWPORT, RI 02840-3307 |
| Document Number | 2822-110 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 48 WILLIAM ST NEWPORT RI 028403307, NEWPORT, RI 02840-3307 |
| Document Number | 2822-110 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 002822/000110 |
| Instrument | 123472 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: Newport City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Newport City |
| Unified School District | Newport School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,132.00 (+15.32%) | $1,271,800 (+59.31%) Land $612,700 Building $659,100 |
| 2023 | $7,919.00 (+3.22%) | $798,300 (-) Land $355,400 Building $442,900 |
| 2022 | $7,672.00 | $798,300 Land $355,400 Building $442,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1985–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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