51 Walnut St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 51 Walnut St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 2,628 sqft · built 1881
Lot Size	0.321 acres (13,965 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Nov 2021)
Tax Bill	$7,758 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:055 L:215 S:001`

Property Details

APN / Parcel Number

Primary APN	`B:055 L:215 S:001`
Alternative APN	`LYNN M:055 B:215 L:001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,628 sqft Living Area
Gross Area	3,991 sqft
Basement Area	963 sqft
Unfinished Basement	963 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,965 sqft (0.321 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	51 WALNUT ST
City	LYNN
State	MA
Zip	01905-1634
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	215
Legal Lot Number	1
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2000
Census Tract	205900

Owner

51 Walnut St, a duplex, is owned and occupied by two individuals who bought it in November 2021.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 WALNUT ST, LYNN, MA 01905-1634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PETER KOULOURAS
Nov 10, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage REPUBLIC STATE MORTGAGE CO
Aug 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Nov 30, 2006 · Amount on File
Deed Book / Page	40472 / 538
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Jul 28, 2026
Property Address	51 WALNUT ST, LYNN, MA 01905-1634
Document Number	0000000080
Book / Page	43531 / 527
Instrument Date	Apr 27, 2026
Instrument	202680
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WALNUT ST, LYNN, MA 01905-1634

Mortgage

Document Number	0000000080,
Date	Jul 28, 2026
Book Page	43531/527
Instrument	202680

Lender

Name	EASTERN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	51 WALNUT ST, LYNN, MA 01905-1634
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040095-265
Date	Jul 19, 2021
Book Page	40095/265
Instrument	20210719004200

Lender

Name	PETER KOULOURAS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 10, 2021
Property Address	51 WALNUT ST, LYNN, MA 01905-1634
Document Number	040472-538
Book / Page	40472 / 538
Instrument Date	Nov 10, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 WALNUT ST, LYNN, MA 01905-1634

Mortgage

Document Number	0040472540
Date	Nov 10, 2021
Instrument	40472/540

Lender

Name	REPUBLIC STATE MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	040472-557
Date	Nov 10, 2021
Book Page	40472/557
Instrument	20211110004000

Lender

Name	REPUBLIC STATE MORTGAGE CO

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 27, 2019
Property Address	51 WALNUT ST, LYNN, MA 01905-1634
Document Number	37787-515
Book / Page	037787 / 000515
Instrument Date	Aug 27, 2019
Instrument	1908271830
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WALNUT ST LYNN MA 019051634, LYNN, MA 01905-1634

Tax Assessment & Valuation

The 2025 property tax bill for 51 Walnut St was $7,758, up 5.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,758.00 (+5.72%)	$748,849 (+7.45%) Land $223,700 Building $525,149	$794,549
2024	$7,338.00 (+0.16%)	$696,900 (+6.07%) Land $210,200 Building $486,700
2023	$7,326.00	$657,000 Land $203,700 Building $453,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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