42 Walnut St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 42 Walnut St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,044 sqft · built 1915
Lot Size	0.099 acres (4,334 sqft)
Owner	Individual Name on File
Last Sale	$544,000 (Sep 2019)
Tax Bill	$6,777 (2025)
Deeds & Mortgages	Apr 2021 Refinance Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:054 L:321 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:054 L:321 S:005`
Alternative APN	`LYNN M:054 B:321 L:005`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	3,601 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,334 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	42 WALNUT ST
City	LYNN
State	MA
Zip	01905-1603
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	321
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2006
Census Tract	205900

Owner

42 Walnut St, a duplex, is owned and occupied by an individual who acquired it in March 2023.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	42 WALNUT ST, LYNN, MA 01905-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Mar 31, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 19, 2019	Personal Representative Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Deed Book / Page	37857 / 202
Last Transfer Date	Mar 18, 2023
Transfer Doc	041498-407
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	42 WALNUT ST, LYNN, MA 01905-1603
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039741-569
Date	Apr 7, 2021
Book Page	39741/569
Instrument	20210407001580

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 31, 2023
Property Address	42 WALNUT ST, LYNN, MA 01905-1603
Document Number	041498-407
Book / Page	41498 / 407
Instrument Date	Mar 18, 2023
Instrument	20230331000380
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WALNUT ST, LYNN, MA 01905-1603

September 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LYNN MA
Recording Date	Sep 19, 2019
Property Address	42 WALNUT ST, LYNN, MA 01905-1603
Document Number	37857-202
Book / Page	37857 / 202
Instrument Date	Sep 6, 2019
Instrument	20190919003150
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WALNUT ST, LYNN, MA 01905-1603

Mortgage

Document Number	190919003160
Date	Sep 19, 2019
Instrument	190919003160

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,777.00 (+5.73%)	$654,109 (+7.46%) Land $191,800 Building $462,309	$728,762
2024	$6,410.00 (+0.22%)	$608,700 (+6.12%) Land $180,300 Building $428,400
2023	$6,396.00	$573,600 Land $174,700 Building $398,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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