51 Spinnaker Dr, Union Hall, VA 24176 Property Records

Franklin County property record for 51 Spinnaker Dr, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,376 sqft · built 2001
Lot Size	0.49 acres (21,352 sqft)
Owner	Individual Name on File
Tax Bill	$6,245 (2025)
Deeds & Mortgages	May 2026 Transfer Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 08-064 00`

Property Details

APN / Parcel Number

Primary APN	`048 08-064 00`
Alternative APN	`15178`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
Gross Area	4,116 sqft
1st Floor Area	2,332 sqft
Basement Area	2,362 sqft
Finished Basement	2,378 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,352 sqft (0.49 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	728 sqft
Deck Area	60 sqft
Patio Area	100 sqft
Balcony Area	14 sqft
Storage Building	Storage Building
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15178
Street Address	51 SPINNAKER DR
City	UNION HALL
State	VA
Zip	24176-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PELICAN POINT LOT 15 SECTION 1
Legal Subdivision	PELICAN POIN
Legal Lot Number	15
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	3
Census Block	3007
Census Tract	20102

Owner

51 Spinnaker Dr is owned and occupied by an individual who acquired it in July 2023.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	51 SPINNAKER DR, UNION HALL, VA 24176-2302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 15, 2023	Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Jul 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 13, 2023
Transfer Doc	0012011391
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 26, 2026
Property Address	51 SPINNAKER DR, UNION HALL, VA 24176-2302
Document Number	0000003365
Book / Page	1245 / 3181
Instrument Date	Apr 2, 2026
Instrument	20263365
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 15, 2023
Property Address	51 SPINNAKER DR, UNION HALL, VA 24176-2302
Document Number	0012070894
Book / Page	1207 / 894
Map Reference	MB 462 PG 647
Instrument Date	Dec 15, 2023
Instrument	230007301
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 SPINNAKER DR, UNION HALL, VA 24176-2302

Mortgage

Document Number	0230007302
Date	Dec 15, 2023
Instrument	230007302

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Max Rate	11.7%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Jul 18, 2023
Property Address	51 SPINNAKER DR, UNION HALL, VA 24176-2302
Document Number	0012011391
Book / Page	1201 / 1391
Map Reference	MB 462 PG 647
Instrument Date	Jul 13, 2023
Instrument	230004077
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	A 3 MAPLEWOOD CIRCLE, NEWARK, DE 19711

Tax Assessment & Valuation

The 2025 property tax bill for 51 Spinnaker Dr was $6,245.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,245.00	$1,452,400 Land $285,000 Building $1,167,400	$1,452,400 Land $285,000 Building $1,167,400
2023	$4,984.00	$817,200 (-) Land $280,000 Building $537,200	$817,200 (-) Land $280,000 Building $537,200
2022		$817,200 Land $280,000 Building $537,200	$817,200 Land $280,000 Building $537,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Spinnaker Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	31 units insured incl. 24 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Spinnaker Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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