Ocean County and Beachwood Borough property record for 51 Shell St, Beachwood, NJ 08722
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,560 sqft · built 1959 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,500 (Feb 1993) |
| Tax Bill | $8,363 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00011-23-00008 |
| Primary APN | 05-00011-23-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Gross Area | 3,080 sqft |
| Basement Area | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 050000M2300031 |
|---|---|
| Street Address | 51 SHELL ST |
| City | BEACHWOOD |
| State | NJ |
| Zip | 08722-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 80X100 |
| Legal Subdivision | BEACHWOOD |
| Legal Block | 11.23 |
| Legal Lot Number | 8 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BEACHWOOD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 725002 |
51 Shell St is owned and occupied by two individuals who bought it in February 1993.
Source: Ocean County and Beachwood Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 SHELL ST, BEACHWOOD, NJ 08722-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB |
| Feb 15, 2017 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 1993 · Amount on File |
| Deed Sale | Feb 8, 1993 · Amount on File |
| Deed Book / Page | 5057 / 678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 51 SHELL ST, BEACHWOOD, NJ 08722-3821 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | ORCHARD STREET SETTLEMENTS LLC, ORCHARD STREET SETMNTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0185061312 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 18506/1312 |
| Instrument | 2021082025 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 51 SHELL ST, BEACHWOOD, NJ 08722-3821 |
| Document Number | 0166690786 |
| Book / Page | 016669 / 000786 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2017 |
| Title Company | RESEARCH TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 51 SHELL ST BEACHWOOD NJ 087223821, BEACHWOOD, NJ 08722-3821 |
| Document Number | 0166690786 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 016669/000786 |
| Instrument | 20801 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | HAMPSTEAD, MD 21074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2047 |
The 2025 property tax bill for 51 Shell St was $8,363, up 9.8% from the year before.
Source: Ocean County and Beachwood Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Beachwood Borough |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,400 (-) Land $75,000 Building $187,400 | $262,400 (-) Land $75,000 Building $187,400 | |
| 2025 | $8,363.00 (+9.75%) | $262,400 Land $75,000 Building $187,400 | $262,400 Land $75,000 Building $187,400 |
| 2024 | $7,620.00 | ||
| 2023 | $262,400 Land $75,000 Building $187,400 | $262,400 Land $75,000 Building $187,400 | |
| 2022 | $6,943.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Shell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Shell St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACHWOOD WATER DEPT serves 10,802 people · EPA ID NJ1504001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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