Ocean County and Beachwood Borough property record for 46 Shell St, Beachwood, NJ 08722
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1954 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Sep 2024) |
| Tax Bill | $3,981 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00011-32-00001 |
| Primary APN | 05-00011-32-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Porch | Enclosed Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Old Parcel Number | 050000M3200001 |
|---|---|
| Street Address | 46 SHELL ST |
| City | BEACHWOOD |
| State | NJ |
| Zip | 08722-3830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 80X100 |
| Legal Subdivision | BEACHWOOD |
| Legal Block | 11.32 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BEACHWOOD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 725002 |
46 Shell St is owned and occupied by two individuals who bought it in September 2024.
Source: Ocean County and Beachwood Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 SHELL ST, BEACHWOOD, NJ 08722-3830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Mar 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on File |
| Deed Sale | Sep 19, 2024 · Amount on File |
| Deed Document Number | 202469463 |
| Deed Book / Page | 19796 / 341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 46 SHELL ST, BEACHWOOD, NJ 08722-3830 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0186361874 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 18636/1874 |
| Instrument | 2021121400 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 46 SHELL ST, BEACHWOOD, NJ 08722-3830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0174221429 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 17422/1429 |
| Instrument | 2019027977 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 46 Shell St was $3,981, up 17.9% from the year before.
Source: Ocean County and Beachwood Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Beachwood Borough |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,900 (-) Land $75,000 Building $49,900 | $124,900 (-) Land $75,000 Building $49,900 | |
| 2025 | $3,981.00 (+17.89%) | $124,900 Land $75,000 Building $49,900 | $124,900 Land $75,000 Building $49,900 |
| 2024 | $3,377.00 | ||
| 2023 | $124,900 Land $75,000 Building $49,900 | $124,900 Land $75,000 Building $49,900 | |
| 2022 | $3,054.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 46 Shell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Shell St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACHWOOD WATER DEPT serves 10,802 people · EPA ID NJ1504001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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