Middlesex County and Lowell City property record for 51 Shaffer St, Lowell, MA 01854
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,249 sqft · built 1920 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Sep 2017) |
| Tax Bill | $5,295 (2026) |
| Deeds & Mortgages | Feb 2020 Refinance Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L11380 |
| Primary APN | L11380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,249 sqft Living Area |
| Gross Area | 3,486 sqft |
| 1st Floor Area | 846 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 2,178 sqft (0.05 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | L11380 |
|---|---|
| Street Address | 51 SHAFFER ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-3113 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TMF |
| Legal Block | 5285 |
| Legal Lot Number | 51 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 310700 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 BALDWIN ST, WINCHESTER, MA 01890-1109 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION |
| Oct 11, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR |
| Sep 14, 2017 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2017 · Amount on Record |
| Deed Sale | Sep 14, 2017 · Amount on Record |
| Prior Sale | Dec 12, 1994 · Amount on Record |
| Deed Document Number | 201740733 |
| Transfer Doc | 31465-279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 51 SHAFFER ST, LOWELL, MA 01854-3113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33871-184 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 33871/184 |
| Instrument | 8746 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 51 SHAFFER ST, LOWELL, MA 01854-3113 |
| Document Number | 32484-54 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 51 SHAFFER ST LOWELL MA 018543113, LOWELL, MA 01854-3113 |
| Document Number | 32484-54 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 032484/000054 |
| Instrument | 44962 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 14, 2017 |
| Property Address | 51 SHAFFER ST, LOWELL, MA 01854-3113 |
| Document Number | 31465-279 |
| Book / Page | 031465 / 000279 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 40733 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $866.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 SHAFFER ST LOWELL MA 018543113, LOWELL, MA 01854-3113 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,295.00 (+7.29%) | $466,500 (+8.51%) Land $104,100 Building $362,400 | $562,942 |
| 2025 | $4,935.00 (+7.7%) | $429,900 (+11.75%) Land $85,900 Building $344,000 | |
| 2024 | $4,582.00 (+7.33%) | $384,700 (+11.93%) Land $80,300 Building $304,400 | |
| 2023 | $4,269.00 | $343,700 Land $69,800 Building $273,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures