Middlesex County and Lowell City property record for 44 Shaffer St, Lowell, MA 01854
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 8 bd · 5 ba · 5,142 sqft · built 1920 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $745,000 (Feb 2022) |
| Tax Bill | $10,725 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G11665 |
| Primary APN | G11665 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 20 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 5,142 sqft Living Area |
| Gross Area | 10,078 sqft |
| 1st Floor Area | 2,643 sqft |
| Basement Area | 2,499 sqft |
| Unfinished Basement | 2,499 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | G11665 |
|---|---|
| Street Address | 44 SHAFFER ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-3114 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | TMF |
| Legal Block | 5285 |
| Legal Lot Number | 44 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 310700 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 SHAFFER ST, LOWELL, MA 01854-3114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 1, 2022 | Quit Claim Deed, Transfer · FHA Mortgage EQUITY PRIME MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on Record |
| Deed Sale | Feb 1, 2022 · Amount on Record |
| Prior Sale | May 17, 2004 |
| Deed Document Number | 2022314979 |
| Prior Transfer Date | Jan 28, 2022 |
| Prior Transfer Doc | 0000314979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 44 SHAFFER ST, LOWELL, MA 01854-3114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000321247 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 321247 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 1, 2022 |
| Property Address | 44 SHAFFER ST, LOWELL, MA 01854-3114 |
| Document Number | 0000314979 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 314979 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 SHAFFER ST, LOWELL, MA 01854-3114 |
| Document Number | 0000314980 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 314980 |
| Name | EQUITY PRIME MTG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $10,725.00 (+16.98%) | $944,900 (+18.32%) Land $140,800 Building $804,100 |
| 2025 | $9,168.00 (+0.58%) | $798,600 (+4.35%) Land $116,100 Building $682,500 |
| 2024 | $9,115.00 (-2.3%) | $765,300 (+1.88%) Land $108,500 Building $656,800 |
| 2023 | $9,330.00 | $751,200 Land $94,400 Building $656,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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