51 Sanders Ranch Rd, Moraga, CA 94556 Property Records

Contra Costa County property record for 51 Sanders Ranch Rd, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,745 sqft · built 1985
Lot Size	0.409 acres (17,825 sqft)
Owner	2 Company Names on Record
Last Sale	$1,265,000 (Sep 2010)
Tax Bill	$19,720 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-671-011-9`

Property Details

APN / Parcel Number

Primary APN	`258-671-011-9`
Alternative APN	`258-671-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,745 sqft Living Area
1st Floor Area	2,745 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Architectural Style	Cluster
Lot Area	17,825 sqft (0.409 acres)
Garage Type	Attached
Garage Area	707 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	51 SANDERS RANCH RD
City	MORAGA
State	CA
Zip	94556-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2PDDT
Legal Description	T6143B L0042 B EX MR
Legal Subdivision	SUBDIVISION 6143
Legal Tract	6143B
Legal Lot Number	0042
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4009
Census Tract	352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	51 SANDERS RANCH RD, MORAGA, CA 94556-2803
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Intrafamily Transfer, Transfer
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2010 · Amount on Record
Deed Sale	Sep 21, 2010 · Amount on Record
Prior Sale	Jul 9, 2004 · Amount on Record
Deed Document Number	2010200136
Last Transfer Date	Jan 27, 2023
Transfer Doc	0000018791
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 1, 2023
Property Address	51 SANDERS RANCH RD, MORAGA, CA 94556-2803
Document Number	0000018791
Map Reference	MB 275 PG 26
Instrument Date	Jan 27, 2023
Instrument	2023-018791
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 SANDERS RANCH RD, MORAGA, CA 94556-2803

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	51 SANDERS RANCH RD, MORAGA, CA 94556-2803
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO ROSEVILLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120995
Date	Jun 22, 2020
Instrument	2020-120995

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	51 SANDERS RANCH RD, MORAGA, CA 94556-2803
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 SANDERS RANCH RD, MORAGA, CA 94556-2803

Mortgage

Document Number	0000270091
Date	Sep 29, 2021
Instrument	2021-270091

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,653,087 (+2%) Land $1,155,206 Building $497,881
2025	$19,720.00 (+5.85%) Homeowner's exemption	$1,620,674 (+4.04%) Land $1,132,555 Building $488,119
2023	$18,631.00 (+1.62%) Homeowner's exemption	$1,557,744 Land $1,088,578 Building $469,166
2022	$18,334.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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