Midland County property record for 51 S Spring St, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,232 sqft |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Nov 2023) |
| Tax Bill | $3,954 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-550-500-551-00 |
| Primary APN | 040-550-500-551-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Lot Area | 57,064 sqft (1.31 acres) |
|---|---|
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 51 S SPRING ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-9025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T14N R1E LOTS 55, 56 & 57 OAKWOOD HEIGHTS. |
| Legal Subdivision | OAKWOOD HEIGHTS |
| Legal Lot Number | 55-57 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 291200 |
Source: Midland County records · APN 040-550-500-551-00
Assessment roll updated July 29, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1152 S 8 MILE RD, MIDLAND, MI 48640-9131 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC |
| Nov 03, 2023 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2023 · Amount on Record |
| Deed Sale | Nov 03, 2023 · Amount on Record |
| Prior Sale | Jan 28, 2021 · Amount on Record |
| Deed Book / Page | 1668 / 955 |
| Prior Transfer Date | Apr 24, 2020 |
| Prior Transfer Doc | 1641001373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 14, 2026 |
| Property Address | 51 S SPRING ST, MIDLAND, MI 48640-9025 |
| Document Number | 0000006829 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20266829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 51 S SPRING ST, MIDLAND, MI 48640-9025 |
| Document Number | 0000006829, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20266829 |
| Name | TJC MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 03, 2023 |
| Property Address | 51 S SPRING ST, MIDLAND, MI 48640-9025 |
| Document Number | 001668/955 |
| Book / Page | 1668 / 955 |
| Map Reference | LB E PG 26 |
| Instrument Date | Nov 02, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 S SPRING ST, MIDLAND, MI 48640-9025 |
| Name | Verified Name |
|---|---|
| Address | 1152 S 8 MILE RD, MIDLAND, MI 48640-9131 |
| Document Number | 0001668956 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 1668/956 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
Source: Midland County records · Assessment roll updated July 29, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,700 (+25.45%) | $181,400 (+25.45%) | |
| 2024 | $3,954.00 (+98.1%) | ||
| 2023 | $72,300 | $144,600 | |
| 2022 | $1,996.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 52 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MIDLAND serves 42,547 people |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures